Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep. Hubby has been running errands for us, so I’ll give him a break. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

OCTOBER 31, 2014

Day 3: I took 4 days off due to an unexpected family emergency. Thanks for understanding! Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 14: Create a Gift Giving Fund. Day 8: Where is Your Money Going?

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

OCTOBER 15, 2014

After I picked my jaw up off the floor, the two of us estimated that it would be about a year before the van rolled 100,000 miles thus giving me 12 months to save for the service. Every month, we set aside money in our budget to cover our basic car maintenance.

Finance 100

Finance Organic Organization Emergency Fund 100

For the Mommas

JANUARY 19, 2016

Add to Your Emergency Fund. An emergency fund can never have too much money in it. If you have an emergency fund to add to, then add to it. Start contributing now to your retirement plan, and in the future you will look back and be thankful for your wise planning. Have a Little Fun.

Taxes 40

Taxes Emergency Fund Debt Money 40

Saving In Akron

MARCH 9, 2011

So thank you all for being patient with me while I got this car fiasco taken care of. And thank you all for your comments and insight. I really appreciated hearing from real people (not actors) who could give me their honest opinion based on their experiences. My family would not have survived without that emergency fund.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Penny Pinchin' Mom

JANUARY 16, 2024

Automate Your Contributions This is something I have decided to do with my kids: as soon as anyone turns 18, I’m going to give them $500 as a start-up investment in their Roth IRA. So you aren’t alone! Thankfully, you no longer have to be one of them. Here are some personal finance tips that should help get you out of that murk.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. “The best inheritance a parent can give to their children is a few minutes of their time each day.&#. Thanks for the honesty.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Building an emergency fund also helps enormously. Thanks for interviewing me! She blogs at The Debt Myth.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. What We Won’t Give Up. My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. – Thankful for any and all advice!

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 2, 2017

Jacki, from The Debt Myth , stresses to give yourself a break, because YOU get to decide what’s right for your life. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. emergency fund, so we started throwing what little extra we had straight. were not about to give up a summer vacation! First, we will save our six-month emergency fund.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. The money will come if you give it a purpose. Thank you, Aja, for being so honest with your debt free story.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Thank you, Shannon, for being so honest with your debt free story.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Include anything that you’d like to add to give the reader an idea about your personality. We are currently working towards fully funding our emergency fund. The last piece of advice I would give is to join debt free communities on social media (Instagram, Facebook, YouTube). Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. I do try to do special things for myself & kids as possible (new to us book, sweet treat, adventures on the cheap, etc) in addition to choosing gratitude (Thankful Thursday anyone?

Arkansas 180

Arkansas Frugal College Kids and Family 180

Family Balance Sheet

FEBRUARY 3, 2016

Include anything that you’d like to add to give the reader an idea about your personality. Following a budget and giving every dollar a name showed where there was extra money to put towards paying off debt. How could you give? We have increased our giving since becoming debt free. Tell us about you and your family.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JUNE 20, 2012

Thank you for asking such an important question Alicia. It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up. This week I received a question from a reader asking how much to save up before buying a house. So readers, do you own a home?

Money 186

Money Home Debt Buy 186

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. Thank you, Olivia, for sharing your family’s story.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

Include anything that you’d like to add to give the reader an idea about your personality. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Thank you Tracy for sharing your Debt Free Story! She blogs at Happy Healthy Mommy. Tell us about you and your family.

Debt Free 235

Debt Free Debt Mom Goals 235