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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! It was a lifesaver, a sanity saver, and a marriage saver.

Debt 130
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How to Start a Budget (and be successful at it!)

Family Balance Sheet

How to Start a Budget (and be successful at it!). We have been using this system ever since. A zero-based budget is planning for every single dollar of after-tax income. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. .” So are you ready to start a budget?

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How We Paid off Six Figures of Debt

Family Balance Sheet

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

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