Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. In fact, I can tell you how you can outperform most investors, all while only spending 5 minutes a year on your investments. Let’s start with mutual funds.

Finance 187

Finance Emergency Fund Re-use Simple 187

Family Balance Sheet

FEBRUARY 2, 2017

They’re still working on developing their goals for 2017. She and her husband also used a visual motivation chart posted on their refrigerator. Determine what exactly you are trying to achieve when you’re crafting your goals. goals to get us there. Shannon and her husband paid off $22,000 in nine months.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. We’re struggling with it all too. If you’re married, you MUST do this with your spouse.) It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

APRIL 30, 2014

How Did We Do in April? April Wins : By using the same strategies from March , I was able to stay within our grocery budget of $450. We’re heading into grilling season and I always find this to be an easier time of year for me to plan a menu. And what are your emergency meals that you always have on hand?

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

MAY 25, 2014

My rewards credit cards were feeble, and I didn’t have a plan for using them. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. But you’re not being as smart or effective with your money as you could be.”

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

MAY 27, 2012

10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

OCTOBER 26, 2014

There’s no point in using more money than you need to. Take these steps to determine how much money you’ll need to spend and then to lower your costs. Estimate how much you’ll need. The first step is to estimate how much you’ll need this holiday season. How to Make Extra Money.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 15, 2011

Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. You will learn exactly what settings, plugins, and themes he uses. Learn about how to minimize the time involved while also making sure your investment is secure.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

AUGUST 15, 2012

I know that, technically, we’re supposed to store wheat. However, right now we don’t grind down wheat to use in our regular meals. If you have a garden, much of your produce can be bottled or frozen and used in your food storage scheme. Then, make a list of what you want to include. As well as. Because the.

Storage 229

Storage Building Home Bank 229

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. ” How to grow your money tree. We have enough to live on from other sources and an emergency fund. At the end of that time, I had over $100,000 worth of that fund.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

OCTOBER 20, 2014

After all, there may still be useful life left in it, no reason to trash it just because one little thing goes wrong. We have a structural engineer coming tomorrow to tell us what he thinks should be done to fix it. Good thing we have that emergency fund because this won’t be cheap to fix. Why tolerate broken?

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Family Balance Sheet

JUNE 8, 2018

How to Start a Budget (and be successful at it!). We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. Also color coding will be helpful as this is a visual exercise, and you will be using all of this info in the upcoming steps.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Tell us a little about yourself Greetings from the NW corner of Arkansas, where I was born (around 40+ years ago) and raised. We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 10, 2017

This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. We are using Dave Ramsey’s snowball method and I’m proud to say that since 2013, we’ve paid off 4 business loans totaling almost $75,000. Pay off the student loan, using the debt snowball method.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

OCTOBER 20, 2014

We’re going to use the zero based budget as a guide for our monthly spending plan. At this time, I do not have an excel spreadsheet for you to download, but I found an easy pdf for you to use– make a budget worksheet , or create your own excel budget, or just use paper, pencil, and calculator at this time.

Finance 100

Finance Organic Organization Budgeting 100