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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. We’ll start by considering each option separately.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. At the point when we finally got serious about paying off our debt we had $22,047 left. Read more about Shannon’s debt free journey. Read more about Shannon’s debt free journey.

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