Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. You will need to handle them first, even if your emergency fund is nonexistent.

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Family Balance Sheet

JUNE 30, 2015

And while we have a lot of work ahead of us, we keep moving forward. Our Financial Goals: Pay off our non-mortgage debt. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris.

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Family Balance Sheet

FEBRUARY 4, 2015

I’m Shannon Brown, and I’m a crunchy Christian mama blessed to live in beautiful North Idaho. He now works as an architect, and I do some freelance from home now that we have kids. Read more about Shannon’s debt free journey. What inspired you to get debt free? Then the real work began!

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