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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. Make a list of ALL your yearly, quarterly, and any other non-monthly expenses. This is not an account to fund anything else–ever! Update your list.

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Three Expensive Sources of Quick Cash

Prairie Eco-Thrifter

What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Chances are that you will turn to a source of quick cash to make up the deficiency. Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency.

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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Making Never Ending Payments You know the ones I mean, when you sign up for a product or service that requires a monthly payment, directly debited continuously from your account.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

How is it possible that a couple making $200K don’t know where $60K is going every year? Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. Personal Finance Whiz : What Is An Emergency Fund?

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. A down payment is the cash you pay upfront to make a large purchase, such as a home. Has a program to enable buyers to make cash offers.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

We have gone back and forth about moving up into a larger home, but at this point, it might not make sense. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls.

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