Family Balance Sheet

JANUARY 20, 2023

I cried for days and we celebrated the occasion with a family cruise a few months later. Also that year, I wanted to create an In Case of Emergency (ICE) binder for my family. I did achieve this goal and ended up calling it our Family Vital Information Binder. After our mortgage, grocery spending is our next largest expense.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MAY 29, 2015

This series helps me stay on top of our grocery spending and currently our monthly budget is $500 for my family of 4. Monday: Sadly, all trips must come to an end and we spent several hours on Memorial Day traveling home. Did you try a new dish this week that your family enjoyed? 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Hotel Freezers 100

Family Balance Sheet

FEBRUARY 1, 2019

If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. To reign your grocery spending in, you must plan all of your meals. Find free fun in Frugal February.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 8, 2014

My challenge is I need to reduce our bill, but not make everyone in my family miserable because there is no room for the occasional extras that make us happy, like a special treat or wild caught salmon or Kalamata olives. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

JANUARY 28, 2022

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! It’s those impulsive, last-minute trips that seem to wreak havoc on spending.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in September & October.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Reduce your grocery spending without sacrificing quality. The easiest way to reduce your grocery spending is to plan your meals.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. March’s Assignments.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

JANUARY 1, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. I will be sharing more about my family’s everyday life. Add Family Balance Sheet to your RSS feed. Follow me on Pinterest. Happy New Year!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 6, 2011

I believe the grocery bill is one of the easiest categories of the household budget to reduce and you don't have to be an extreme couponer to accomplish the task. I use coupons but they are not my only method to reducing our grocery spending. I use them weekly. I love finding coupons for the foods and products that we use.

Land o lakes 166

Land o lakes TV shows Saving Money Menu Planning 166

Family Balance Sheet

JANUARY 9, 2015

If you followed along last year’s Grocery Budget Challenge , you’ll know that my grocery spending ranged from $425 – $500 throughout the year. Selfishly, the reason for this weekly posting is because I tend to stick to a grocery budget when I know I’m going to write about it.

Leftovers 100

Leftovers Budgeting Budget Lunch 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How Did We Do in July & August?

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

MARCH 23, 2011

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. She is always sending food home in pickle jars when we visit. Thanks for supporting Family Balance Sheet.

Economical 185

Economical Kitchen Paper Groceries 185

Family Balance Sheet

JULY 16, 2015

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Meal planning really is that effective. Gym Membership.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

MARCH 2, 2011

The weeks that I take the time to plan the menu are the weeks that I have control over our spending. The weeks were I don’t menu plan are the weeks that I’m at the grocery store multiple times or we get take out multiple times, leading to an out of control grocery spending. Get the family involved.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

FEBRUARY 15, 2019

Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. As my kids have grown into a teen and tween who eat as much as adults, I spend about $700/month–this includes anything I buy at the grocery store, so it includes paper and cleaning products. Institute a ‘Raid the Fridge’ Night.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

MAY 16, 2016

Day 16 of 31 Days to Slash your Grocery Spending: Avoid Food Waste. family of four discards around $1,500 a year on food. family of four discards around $1,500 a year on food. Imagine saving your family’s budget $1500 a year just by being more aware of your food waste and taking action to stop it.

Food Waste 165

Food Waste Kitchen Leftovers Food 165

Family Balance Sheet

OCTOBER 31, 2013

Day 14: Reduce Your Grocery Spending without Sacrificing Quality. Day 15: Skip the AM Drive-Thru and Eat Breakfast at Home. Day 17: Find FREE or Low Cost Family Entertainment. Day 25: Rethink Your Christmas Spending. Day 29: Eat Dinner at Home & SAVE! Day 11: Cancel Your Cable TV. Day 13: Update #2.

Finds 258

Finds October Bank of America Friends And Family Sale 258

Family Balance Sheet

JULY 9, 2015

I have since interviewed 16 families who have collectively paid off over ONE MILLION DOLLARS in debt. Olivia wanted to stay home with her children on her husband’s teacher salary. Daniel took on an extra job doing support work for an online company that he could do from home. Tracy used cash for her spending categories.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. – Food: groceries, meals out, school lunches.

Budgeting 133

Budgeting Budget Financial Goals Goals 133