Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. That final number will be your goal to save each month between now and November 25, 2013. I have a plan for February. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s). Source: The Street.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JANUARY 31, 2020

Related reading: How to Save Money on Groceries. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. from my Ibotta (grocery saving app). I bought a new machine that will be delivered in early February.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. How did YOU do in April? Thanks for reading.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Just remember, we're saving for A CASH CHRISTMAS!

March 100

March Club Christmas Goals 100

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This money was put into my Christmas Savings account. February 2021 – I found $3433.68. Over the years, I have found money through rebates, refunds, online sales, and even the ground. My total found money in May: $321.81.

Money 130

Money May Donation 2020 130

Family Balance Sheet

AUGUST 30, 2014

We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. February Meeting. I planned my menus, but I took my eye off the dollar amount and ended up needing to shift some money from other categories to pay for groceries. March Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Coupons Do Work

JUNE 15, 2016

What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! Go for the large Haas avocados during February—they can be as low as $0.57.

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

MARCH 4, 2016

Then one day it all came crashing in on us in February 2011. We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace. We invest heavily into our retirement accounts and also into our kids’ college savings accounts.

Debt 100

Debt Finds Debt Free Television 100