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Family Budget Spreadsheets 2021

Family Balance Sheet

If your fresh start for the New Year includes improving your finances, you are not alone! My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created it as a way to communicate our finances to my husband.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Sleep on the decision to even buy a home.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Also, the monthly mortgage payment was less than our rent payment.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

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