Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? A plan B is a must in any home.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created it as a way to communicate our finances to my husband.

Budget 130

Budget Budgeting Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. I also took on the role, because I had an interest in the topic of personal finance.

Office 182

Office Money Family Finance 182

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Budget 100

Budget Budgeting Finance Organic 100

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. That is a joint responsibility between the two spouses (at least in our home). Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JULY 10, 2012

You can’t get what you want out of your personal finances on the Toll House budget. How to Start a Budget with a Purpose Just like my experience making cookies, we have the ability to put our finances into a budget so that we can get what we want with the money we earn. So, how do you manage your finances?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

APRIL 10, 2014

I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term. Have you ever sacrificed your long term financial well being for convenience and ease in the short term? Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

NOVEMBER 5, 2014

I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

NOVEMBER 19, 2014

San Antonio, Texas is our home when we aren’t traveling the world. Daniel took on an extra job doing support work for an online company that he could do from home. We ate at home a lot and watched our food budget carefully. Who initiated the debt free goal? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

DECEMBER 7, 2014

I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Money Tips'

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget provides you with a financial roadmap to get to where you want to be in life. Trust me, being proactive is worth it.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). After reading, Zero Waste Home: The Ultimate Guide to Simplifying Your Life by Reducing Your Waste. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on. We knocked this out of the park. I was pumped to reduce our trash.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. You are not alone!

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JULY 13, 2016

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We talk about finances almost every day though because its who we are. What are your financial goals now? Equally, but Drew does the data part.

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Clean out and organize paper files for personal finances. After 44 years of marriage, we have collected quite a bit of financial information. I keep a copy at home, send a copy to each grown son and put a copy in the safe deposit box.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 28, 2014

You can do this with any goal, no matter how crazy big or far off it is. Tackle the enormity of saving up for a down payment on a home or for retirement or anything else by deciding how much you can afford to set aside on a monthly or weekly basis. Those small and steady contributions are what make the big things happen. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

JULY 22, 2015

I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We tried to avoid these things by packing our lunch, cooking meals at home, and shopping with a list to avoid overspending and wasting money.

Debt 100

Debt Credit Cards Debt Free Credit 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JANUARY 15, 2013

Unfortunately, that type of behavior is not financially sustainable. Eventually they’ll run out of credit, or something unexpected will strain their finances, and everything will come crashing down. They’d rather live as though they’re rich, and have others think they’re wealthy, than make changes.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. Nine years later, I am still at home! Today’s debt free story is from Aja.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MARCH 10, 2013

If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Sleep on the decision to even buy a home.

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

MARCH 18, 2015

My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. This is also true with our finances. Remember, you can have your fun every now and then, just don’t stray to far from your original path that will lead you to your goal.

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. We made the decision to tackle our debt back at our home church in Chattanooga. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

I am a stay at home mom and freelance marketer and my husband works in the construction industry. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. While we were paying off our debt, my husband and I both had a realization about our home. So we decided to sell our home and become renters for the first time.

Debt 100

Debt Debt Free Bath and Body Works Gas 100