Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. She is giving away an iPad mini that you can enter for here.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

SEPTEMBER 9, 2014

She blogs at The Debt Myth. Include anything that you’d like to add to give the reader an idea about your personality. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. Do banks give business loans to startups? Some lenders require both. Business plan.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. A guiding light!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JULY 2, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We ended up buying a house from a relative, which put us in even more debt. If we want to buy a car, we save and pay cash. Give to others. If married, who initiated the debt free goal? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 5, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. If married, who initiated the debt free goal? Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Which comes first: saving for an emergency OR paying off debt? Once that debt is paid off then start building up you emergency fund to your desired number.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

SEPTEMBER 29, 2016

Angela & Jeff’s Debt Free Story. Include anything that you’d like to add to give the reader an idea about your personality. What are the top 3 – 5 ways you found money to put towards debt. Who handles the day-to-day finances in your home or do you work on it equally? Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 4, 2014

Include anything that you’d like to add to give the reader an idea about your personality. When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources.

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

JANUARY 6, 2011

Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Include anything that you’d like to add to give the reader an idea about your personality. Who handles the day-to-day finances in your home or do you work on it equally? To pay off our home early. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Jacki, from The Debt Myth , stresses to give yourself a break, because YOU get to decide what’s right for your life. S = Be SPECIFIC. T = Make it TIME-BASED.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Include anything that you’d like to add to give the reader an idea about your personality. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Another book that really helped was The Debt-Free Spending Plan by JoAnnah Nagler. Tell us about you and your family.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. We work through these steps together.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. Was there something that you gave up that you will go back to now that you are debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. Not using debt helps create the connection. I will NEVER finance a car again. I didn’t really have to give up a lot while I was getting out of debt.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Include anything that you’d like to add to give the reader an idea about your personality. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. We ended up using my remaining collage savings to pay that off. We swore we would never finance a car again.

Debt Free 100

Debt Free Debt Budgeting Budget 100