Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Our personal finances are so interwoven with our small business finances that we view them as one. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 16, 2014

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance. Emergencies happen…to everyone.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

JUNE 19, 2012

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. While this reality is an accepted fact, some people do not want to have large expenses when it comes to home maintenance and renovation. You might want to consider financing the work if that option is available to you.

Renovation 188

Renovation Home Budgeting Budget 188

Savings Corner

APRIL 4, 2024

Source: Bankrate national survey of lenders As for 2024: The potential for Federal Reserve interest rate cuts could be good news for home equity loans. What are average home equity loan interest rates? While both of those kinds of big expenses can be fun, they are not reasons to hock your home. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. How to refinance your mortgage What happens when you refinance your home or rental property ? How can I get the best refinance rate?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

Pros and cons of personal loans for bad credit A bad-credit loan can help you get through an emergency, consolidate other high-interest debt or make necessary home repairs, but consumers with poor credit frequently get the highest personal loan APRs and fees. Fixed, predictable payments. On-time loan payments build credit.

Credit 52

Credit January Debt Credit Cards 52