Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Family Balance Sheet

APRIL 9, 2021

Dave Ramsey has a plan and it has worked for millions of people. Our personal finances are so interwoven with our small business finances that we view them as one. Our personal finances are so interwoven with our small business finances that we view them as one. He calls it his 7 Baby Steps. A guiding light!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JUNE 19, 2012

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. While this reality is an accepted fact, some people do not want to have large expenses when it comes to home maintenance and renovation. You might want to consider financing the work if that option is available to you.

Renovation 188

Renovation Home Budgeting Budget 188

Prairie Eco-Thrifter

NOVEMBER 18, 2012

You’ll want to really look at the big picture before you get to making any real decisions, so analyze your family’s financial situation and compare it to the finances you’ve got tied up in your home to determine which is your best option. Are You Cut Out For Working From Home? Assess The Renovation Size.

Renovation 189

Renovation Home Work From Home Repairs 189

Prairie Eco-Thrifter

JULY 16, 2014

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance. Emergencies happen…to everyone.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Savings Corner

APRIL 4, 2024

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? You’ll pay for a home appraisal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. What are average home equity loan interest rates? How does a home equity loan work? to 10 percent.

Home 52

Home Debt Credit Cards Credit 52