Family Balance Sheet

FEBRUARY 4, 2015

What are your hobbies? He now works as an architect, and I do some freelance from home now that we have kids. That’s about it for hobbies, as our little ones are 1 and 3. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Cheap Chica's Guide To Style

DECEMBER 27, 2016

Say goodbye to work that doesn’t make you feel good — or worse, makes you feel bad. Remove unnecessary obligations that keep you from reaching your physical, mental, and personal goals. If you have a busy scheduled filled to the brim with work, hobbies, and chores, carving out some time for your friends can be difficult.

New Year's 40

New Year's Financial Goals Goals Saving Money 40

Family Balance Sheet

NOVEMBER 5, 2014

What are your hobbies? Who initiated the debt free goal? Were there arguments during the time you were working on your debt? If you can talk about your finances every week and have a plan that you are working on together, there shouldn’t be a lot of tension. What are your financial goals now?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 20, 2016

What are your hobbies? My husband is an extremely hard worker as he works and goes to school full time. My husband is an extremely hard worker as he works and goes to school full time. He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. We sold EVERYTHING!

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

AUGUST 4, 2014

What are your hobbies? We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

What are your hobbies? I am a stay at home mom and freelance marketer and my husband works in the construction industry. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Decide here and now what your goals are and write them down.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 18, 2015

What are your hobbies? For fun we mostly like to hang out at home—we’ve really worked to create a comfortable space that people love to visit, and so we are constantly entertaining and having people come and stay. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

What are your hobbies? . I work full time in IT and my wife works part time in retail. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? The short term sacrifice was for the long term goal of being debt free. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 13, 2016

What are your hobbies? Drew works full time for Department of Defense. Farrah works part time for Department of Defense. We love church and missions work. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. We are from Cincinnati, OH.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. What are your hobbies? If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 21, 2015

What are your hobbies? It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Funny how that works. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 18, 2015

What are your hobbies? Because of the journey we have been on, my passion also has spilled over into not only my work life, but also my volunteer…I was excited to recently obtain my firefighter 1 and firefighter 2 certifications, however I still struggle with fears around tight spaces, heights, and fire. Worked extra jobs.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

What are your hobbies? Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

What are your hobbies? My husband works as an architect and I teach art part time at my son’s school. It took us two years of my husband working full-time at his job and then using every other second to work on the house. If married, who initiated the debt free goal? What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. If you find yourself hitting the drive thru on your way to work, start making your breakfast and brewing your coffee at home. Pretty nails and toes?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

What are your hobbies? He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 20, 2017

What are your hobbies? works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

What are your hobbies? After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking. Who initiated the debt free goal?

Debt 227

Debt Debt Free Financial Goals Goals 227

Penny Pinchin' Mom

MARCH 11, 2024

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Here’s how it works for me.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

MARCH 4, 2015

What are your hobbies? Boring I know, but I’m a home body so it works for me. I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways. During this time I literally worked and paid bills. I worked like a dog and paid bills.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 3, 2016

What are your hobbies? T he other thing to find more money towards debt was simply picking up more work. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

APRIL 12, 2016

What are your hobbies? I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. What are your hobbies? These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours. am most days to start work.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

What are your hobbies? My husband worked (and still does) an extra job – My husband refs high school and college basketball, which brings in a good extra income. When it was just us two, he worked more on the weekends to earn some extra cash, but now with kids, he does that rarely. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

What are your hobbies? I will be working one back in after the house project. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Who initiated the debt free goal? I initiated the debt free goal. Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

What are your hobbies? After we purchased our house, we decided that it would be our last debt – so we worked hard and paid the entire thing off in less than 8 years. Barry worked extra side carpentry jobs and we put all that money toward debt. If married, who initiated the debt free goal? Where are you from?

Debt Free 100

Debt Free Debt Budgeting Budget 100