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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it. . This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it. This is a 12 month spreadsheet.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

What to consider: You’ll get better rates and fewer fees (and won’t have to pay for private mortgage insurance) if you have at least 20 percent equity in your home. Step 5: Get your paperwork in order Gather recent pay stubs, federal tax returns, bank/brokerage statements and anything else your mortgage lender requests.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Health Sharing Ministry.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Save for a down payment To avoid having to pay private mortgage insurance , or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment. Learn other ways to get your free credit report and score. What’s your local market like?