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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. When my husband hung a smart TV in the sunroom back in April, we started spending more time in the room–even our teenage daughters started hanging out with us. Frugal living is not about deprivation.

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How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. Use good stock. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Discuss and agree on financial goals within your family.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

Renting, not having super nice furniture or cars, having mismatched dishes and bedding. We started cooking at home more, a big issue for us was eating out. We used up what we had. If married, who initiated the debt free goal? Watch Kristy and her husband’s Dave Ramsey Show segment.). I am very happy.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Watch out! , My parents have helped us in the past. Thanks for letting us know your secret.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I could barely afford my $600 rent payment, which was in a horrible neighborhood. It was like 40 feet away from me and I watched the entire thing. I knew then, that no matter what it took, I had to dig myself out of this financial situation and move. Who initiated the debt free goal? What are your financial goals now?

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