Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Include anything that you’d like to add to give the reader an idea about your personality. Tell us about you and your family.

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

FEBRUARY 3, 2016

Include anything that you’d like to add to give the reader an idea about your personality. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. What are the top 3 – 5 ways you found money to put towards debt. Find your Why. How could you give?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Jacki, from The Debt Myth , stresses to give yourself a break, because YOU get to decide what’s right for your life.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. This list gives 5 ways things you can look into to start.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. Career-wise while I studied biology at university I came out to find very few opportunities in my field.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Free Money Wisdom: The Trouble with Tithing Giving can be done in ways that don’t involve the transfer of money. We can give of our time and talents, and that can be even more sacrificial than writing a monthly check to the church. Read on to find out what happened and why she didn’t mind. How do I pay it off faster?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 4, 2014

Include anything that you’d like to add to give the reader an idea about your personality. When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources.

Debt Free 243

Debt Free Debt Goals Student 243

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Ask around, see if someone you know may have an extra of something they’re not using and don’t need so they’d be happy to give it to you. Find all kinds of fun activities you can do at home. 20 Tips for Frugal Living. Eat out less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. We knew it would take us years to get out of debt! were not about to give up a summer vacation! 4 – The biggest thing is finding like-minded friends. you are debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. Some people find themselves buried under student loan debt with little chance of ever paying it off. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 12, 2016

Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of. Not using debt helps create the connection. I will NEVER finance a car again.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. I started Careful Cents and used that as a platform to find freelance writing opportunities. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 7, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities. How much debt did you pay off?

Debt Free 100

Debt Free Debt Budgeting Budget 100