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Mortgage Calculator with PMI and Taxes

Savings Corner

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. I have been using it ever since. Cash is King.

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How to Say No When a Sibling Asks for Money

Prairie Eco-Thrifter

Whether or not you can give it, or even should give it – you feel guilty if you do not. We all know that giving or lending money to a friend or relative can be a recipe for disaster. Keep it businesslike and a bit formal and use this speech to prevent the conversation from becoming a high pressure appeal to your heartstrings.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

Our current neighborhood used to be in a quiet country like setting with little to no traffic. It doesn’t pay to re-decorate every few years. Find what you like and keep it. We have a dry run on our property which, when it rains, carries the water off to a river. You just can’t keep up.

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