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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Before kids, I spent my free-time volunteering at a stray rescue shelter for dogs. We rented at first, but the rental situation in our new town was poor. Nine years later, the rent for similar homes in our neighborhood is double the cost of our mortgage! Louis means so many options for free activities! Childhood joy.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

After renting an office for 12 years, we had nothing to show for it and the space was starting to feel a bit cramped. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Would renting for another year or two improve your financial standing? Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.

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How We Paid off Six Figures of Debt

Family Balance Sheet

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Also, the monthly mortgage payment was less than our rent payment.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree. Also, my friend, Raki, offers a free blank calendar page if you sign up for her email newsletter.

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Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

Know what you are getting into with home ownership – it may not be cheaper than renting! To be closer to work and to the airport (for all those free airplane trips we got as a perk), we moved to a location about 10 minutes away. Yet, over the years, I kept discovering new things about home ownership.

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