Savings Corner
APRIL 4, 2024
What is mortgage refinancing? Mortgage refinancing is when you replace your current home loan with a new one. Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Ideally, you’ll also get a lower rate in the process.
Savings Corner
DECEMBER 24, 2023
Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Insurance – How can you get the right coverage at the right time? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. What is a financial plan?
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Savings Corner
APRIL 4, 2024
Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?
Savings Corner
APRIL 4, 2024
Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Steer clear of any lenders that push refinancing even if it isn’t financially advantageous for you.
Prairie Eco-Thrifter
MAY 30, 2012
Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Look into effective health, disability and life insurance plans. Not Having a Financial Plan Having clear financial goals helps you control spending and increase savings because you know where you are headed.
Family Balance Sheet
OCTOBER 16, 2017
Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.
Family Balance Sheet
FEBRUARY 19, 2022
Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Create our family’s financial goals and Debt Freedom Plan.
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