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The Deadly Sins of Personal Finance

Prairie Eco-Thrifter

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Everyone has different circumstances to take into account, whether it’s their family structure, personal situation, luck (or lack thereof), and their values. Wastefulness.

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Staycations Are For Suckers!

Prairie Eco-Thrifter

Yeah, times are tough, but that is no excuse to let those vacation days slip by. Staycations can save people money, but so can being a savvy vacation planner. When you plan your vacation equipped with the right knowledge and a few well-placed clicks, you can afford to LEAVE and actually GO on a vacation. Here’s how.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

We were planning our family summer vacation and came to the conclusion that we had no money to pay for it. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. Was there a particular event?

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Family Office Manager

Family Balance Sheet

No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. Create our family’s financial goals and Debt Freedom Plan. Has it been smooth sailing?

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Financial Tasks for First Quarter

Prairie Eco-Thrifter

Our personal finances obviously require attention all year long. I have two LLCs, one for a vacation rental and the other for my online activities. Clean out and organize paper files for personal finances. Set financial goals for the year. Update business records.

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How to Build your Emergency Fund

Family Balance Sheet

Please don’t confuse this money with vacation money or new furniture money. According to Dave’s Baby Steps, once non-mortgaged debts are paid off, your goal should be to save three to six months of living expenses. This amount is also highly recommended by other personal finance experts.

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P.E.P. for Week of January 3-January 7/11- Headed Overseas Edition

Prairie Eco-Thrifter

We have decided where we are going for our vacation in April- ASIA. As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Laura at Five Cent Nickel shares with us 3 ways we can optimize our finances as couples.

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