Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. Calculate how much debt you have by using my free Family Balance Sheet. 3 – Set your guidelines for the year. Take some time and create your guidelines for the year.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. 3 – Set your guidelines for the year. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

MARCH 23, 2011

Try replacing some paper products on your list with cloth and re-usable products that you probably have around the house and you will not only reduce your grocery spending, but you will also reduce your waste. I use flannel hankies during sniffle season. I have been using a Silpat Nonstick Silicone Baking Mat for years.

Economical 185

Economical Kitchen Paper Groceries 185

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. The Guidelines for 2018: 1. I don’t want to use the term extreme frugality, because that sounds absolutely horrible.

Financial Goals 113

Financial Goals Goals 2018 Debt 113