Family Balance Sheet

JULY 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

OCTOBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JUNE 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. When the weather outside is.90+ 90+ degrees.who wants to think about Christmas?

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

APRIL 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Easy peasy!

2019 100

2019 April Club Christmas 100

Family Balance Sheet

AUGUST 28, 2013

I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers. September Assignments: 1.

August 100

August Club Christmas Goals 100

Family Balance Sheet

SEPTEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 25, 2013

Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. I've never been diligent about transferring the Christmas money into a separate account. Our bank offers free change counting.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 9, 2018

Being self-employed, we started shopping the market for individual plans. She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Change loan providers where necessary and allocate extra funds to getting loans paid off faster.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Coupons Do Work

JUNE 15, 2016

… This is a way to plan your purchases by month for the entire year and a great way to budget and save money! January has the best deals on holiday-related items with markdowns at 50% to 75%—sometimes 90% —off of everything from wrapping paper to decorations. and BOGO at some shops such as Publix). June is here.

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus. No minimum deposit required!

ING Direct 99

ING Direct Kids Nov November 99

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month.

2013 113

2013 Christmas Club January 113

Saving Everyday

APRIL 12, 2013

My first quarter Ebates check is always high because it includes earnings from the holidays. You can also earn by doing searches, numerous activities on their site, and shopping online…including purchasing gift cards for several stores. Sorry this is a bit late this month! March was very good to me…I added $557.10

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Collect your bills and start shopping around for new vendors. What is your skill set?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Everyday

NOVEMBER 28, 2012

Ziplock Holiday Food Storage, 2-6 ct – $2.59. $1/2 Helpful Information When Shopping At Kroger. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. Pay: As low as $0.49.

Duncan Hines 56

Duncan Hines Kroger General Mills Nashville 56