The Frugal Girl

JANUARY 9, 2024

How did you become interesting in saving money? I think I first got interested in money by … not having any! so I just needed to spend money carefully and save if I could. Once I started working and did have more money (although, as a teacher, especially at a private Christian school, never all that much!),

Oregon 190

Oregon Home and Garden Kids and Family Money 190

Saving Everyday

SEPTEMBER 12, 2022

While there are plenty of blog posts out there sharing ways to save money each month , many of them are overwhelming and unrealistic. We got $20 each for doing it, and that was our vacation spending money. If we wanted extra money for something like school clothes or makeup, we were given a chore to earn it. Read that again.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. After the FPU class, we looked at our debts differently. Brain dump!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

NOVEMBER 18, 2012

At one point or another, every homeowner eventually decides they want to either add something to their home, or renovate it one way or another. But if your family might very well move out in five to ten years anyway, then the question becomes a different one altogether: should you renovate or simply get a new home right off the bat?

Renovation 189

Renovation Home Work From Home Repairs 189

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. To make large purchases, debt consolidation and home improvement projects. Fixed, predictable payments. On-time loan payments build credit. Add collateral.

Credit 52

Credit January Debt Credit Cards 52