Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Finding extra money is a game for me.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

MAY 21, 2021

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. 2 – Create your Debt Freedom Plan. This list became our personal Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. How did you celebrate when you became debt free?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. They’re still working on developing their goals for 2017. Shannon and her husband paid off $22,000 in nine months.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. While we don’t regret the decision to pause retirement contributions, since it’s a big reason why we were able to pay off so much debt, we did start to feel uneasy. We’re STILL here!

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. To get started, gather the following: pencil.

Budgeting 133

Budgeting Budget Financial Goals Goals 133