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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. This list became our personal Debt Freedom Plan. Paying off debt is not fun, in fact, it sucks!

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Spending Your Tax Refund on Smart Splurges

Nicoles Nickels

While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise. Side-by-Side Refrigerator-Stainless Steel (Reg. If there’s one thing that people hate doing the most, it’s their taxes. 1,149.99; Sale $997.20) from Sears.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

” Kids (and parents) get excited about summer trips and activities, so I like to post a family calendar on the refrigerator with all of our summer plans and activities. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

We keep ours on the refrigerator and it is so stinkin’ fun to color in the blocks as we make payments. Download your FREE Debt Payoff Goal Tracker. Paying off debt is not fun, in fact, it sucks! Make whatever changes you want; it’s yours to use as you see fit. Bonus #6 – Celebrate your wins.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

She and her husband also used a visual motivation chart posted on their refrigerator. Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.”

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

We charted out our course of action to pay off debts and start saving for retirement. The plan hangs on our refrigerator. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.