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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

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Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. This list became our personal Debt Freedom Plan. Paying off debt is not fun, in fact, it sucks!

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We ate at home a lot and watched our food budget carefully. Was there something that you gave up that you will go back to now that you are debt free? Paying off debt can be done!

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! What are the top 3 – 5 ways you found money to put towards debt. Meet Angela.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

It can be difficult to watch others succeed with their goals. Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.”

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

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How We Paid off Six Figures of Debt

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I spend closer to $900 now and thankfully, paying off that non-mortgage debt gave us some wiggle room. Restaurants. In fact, there would be entire weekends that we ate at a restaurant for every single meal–breakfasts, lunch, and dinner…AND ice cream cones for dessert! We LOVE to go out to dinner!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Some items are fixed and are recurring each month, but other things are variable (change month to month) such as groceries, heating/cooling, clothing, restaurants. Total your expenses.

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