Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. Make a list (with coupons of course!)

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Saving Money 2016 Money Pay Off Debt 40

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible. The top 3 financial resolutions?

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Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 23, 2016

I keep telling myself that our sacrifices are short term and once we pay off our debt, we won’t feel the pinch. I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets. Read our 2016 Crushing Debt Guidelines here.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

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Debt Debt Free Budgeting Budget 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. For example, if you plan your meals in advance and create a grocery list, you can shop while you’re running your errands.

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Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Savings Corner

DECEMBER 27, 2023

They also have the most options when it comes to shopping for a loan. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan. Having steady income, low debt, a long credit history and a record of on-time payments will improve your chances of being approved.

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Debt Home Improvement Consumer Credit 40

Family Balance Sheet

FEBRUARY 2, 2017

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). What need are you trying to fulfill by over spending or shopping? ” Pay off Debt. Read: 5 Steps to Crush Debt + a FREE Debt Payoff Tracker.

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Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

myself from myself and stopped going out to shop and peruse and just “pick. towards paying off your debt. and plan meals based off of that. 2 – Shop for meats that are on sale. racks FIRST when shopping for clothes and shoes. you are debt free? 4 – I stopped going to Target.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? Was there something that you gave up that you will go back to now that you are debt free?

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Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

Jacob @ My Personal Finance Journey discusses Online Shopping – The Risks, Benefits, and How to Stay Safe. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ? Hint : It Ain’t The Dollars , How do you measure your success in life? “The family is a haven in a heartless world.&#.

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Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

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Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Could I knock $20 off my grocery shopping somehow? Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can! In general though, the process of paying off debt has taught me a lot of things, and its a lifestyle I continue to this day.

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Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. And most importantly, find a community of others who are in the debt payoff process to help encourage and motivate you when you want to give up and throw in the towel.

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Credit Cards Debt Debt Free Student 100