Family Balance Sheet

JANUARY 11, 2019

That’s the amount of our medical bills we need to pay before our bills are covered by the members’ shares. Unfortunately, we had a medical event in 2017 and we were on the hook for the first 10k of bills. Before we wrote our Debt Freedom Plan in 2012, I couldn’t see the forest through the trees.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

FEBRUARY 6, 2021

Yep, I found a $20 bill last year on the beach! This money will go towards paying the actual medical bills from the injury. My husband drives a 2012 vehicle and in 2019 we got rid of a 2001 Honda Civic, which we bought new during my previous commuter life–pre-kids. Found Money in January: $1681. year-old van.

Finance 130

Finance January Family 2020 130

Nicoles Nickels

NOVEMBER 26, 2012

Today is the first day of six days of awesome gifts and giveaways for Nicole’s Nickels Greatest Holiday Gifts of 2012! From brunch to lunch, dinner to h’orderves – whatever the occasion this holiday may be, these Mini Crab Cakes fit the bill! Today’s post is all about entertaining during the holidays!

Entertainment 97

Entertainment Holiday 2012 Gifts 97

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Cents With Sense

NOVEMBER 17, 2012

This next giveaway will hopefully help save you money at the Drugstore and cut down on your grocery bill in general! Walmart Black Friday Ad 2012. Best Buy Black Friday Ad 2012. Kmart Black Friday Ad 2012. Old Navy Black Friday Ad 2012. There are some great deals right now on Holiday Gifts! 40% Savings!).

Giveaway 102

Giveaway Gift Cards Fans Gifts 102

For the Mommas

NOVEMBER 19, 2012

Promotional credits must be redeemed by 11:59 PM PST on November 21, 2012. This promotion is available to customers located and with billing addresses in the United States. Upon completion of the “Share & Claim” action, a $5 off $25 or more promotional credit will be automatically applied to your Amazon account.

United States 81

United States Amazon Bills Credit 81

Saving In Akron

MARCH 9, 2012

The Old Schoolhouse Magazine March 2012 (Digital). How To Slay A Dragon by Bill Allen. Smart School Time Recipes by Alisa Marie Fleming. 25 Easy Cook Recipes for Meatloaf by Lori Jane Stewart. Police Printable Pack. Easter Educational and Activities Printables. Ultimate Webinar Marketing Guide by Lewis Howes.

Freebie Friday 113

Freebie Friday Freebies Fridays Personal Finance 113

For the Mommas

JUNE 10, 2012

You’ll never receive a bill. Related posts: Free National Parks Entrance June 2012. Sign up for a complimentary subscription to FamilyFun Magazine. Enjoy a 20 issue subscription. No strings attached. FamilyFun is the magazine for parents with children ages three to twelve. Over 50 New Coupons available to print!

Family 78

Family Magazines Father Bills 78

Nicoles Nickels

JUNE 15, 2012

Through the Energizer Utility Cash program, you can collect codes from select Energizer battery and lighting products and redeem them online for savings, up to $25 total savings each per person/household/email address, off your own utility bill. Giveaway ends at 12:01 am on Tuesday, June 19, 2012. © 2012 Nicoles Nickels LLC.

Giveaway 107

Giveaway Donation Bills Baseball 107

For the Mommas

MAY 28, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 29, 2012. Amazon Instant Video is available to customers located and with billing addresses in the United States. Just a quick Reminder: Head over here to get your free $2.00 Instant Video Credit from Amazon. Free Amazon Video Credit.

Video 66

Video Credit United States Amazon 66

Saving Cents With Sense

NOVEMBER 12, 2012

You pay the price of The Leaf once and never have a monthly bill again! No need to pay your monthly cable bill. The Leaf costs $50 (or $40 on Amazon ), so if your basic cable bill is $20 a month, you’ll make your money back in three months! Good news – 2 winners will win a Leaf! a Rafflecopter giveaway.

Giveaway 89

Giveaway Bills Win Bargain 89

For the Mommas

MAY 25, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 29, 2012. Amazon Instant Video is available to customers located and with billing addresses in the United States. Mission: Impossible Ghost Protocol. The Twilight Saga: Breaking Dawn – Part 1.

Video 78

Video Credit Movies United States 78

Prairie Eco-Thrifter

APRIL 24, 2012

On March 28, 2012 the Senate passed Resolution 409 that officially recognized April as National Financial Literacy Month. Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Why do we need it?

United States 202

United States Personal Finance Economical Finance 202

For the Mommas

MAY 26, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 29, 2012. Amazon Instant Video is available to customers located and with billing addresses in the United States. Mission: Impossible Ghost Protocol. The Twilight Saga: Breaking Dawn – Part 1.

Video 80

Video Credit Bath and Body Works Movies 80

Family Balance Sheet

JANUARY 3, 2013

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. On the budget, list all of your Christmas spending from 2012, include gifts, decorations, cards, stamps, parties, etc. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Nicoles Nickels

APRIL 3, 2012

You’ll never receive a bill. © 2012 Nicoles Nickels LLC. No strings attached. The new Ladies’ Home Journal has an all-new look and an all-new format that helps bring out your best with a blend of expert advice and personal stories from real women–just like you. It’s your story. Be a part of the conversation.

Journal 59

Journal Home Bills Converse 59

For the Mommas

MAY 18, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 24, 2012. Amazon MP3 music is available to customers located and with billing addresses in the United States. Upon completion of the “Share & Claim” action, a $2 MP3 credit will be automatically applied to your Amazon account.

MP3 81

MP3 Credit United States Amazon 81

Saving Cents With Sense

JUNE 19, 2013

To ensure you’re not bleeding too much cash unnecessarily on Internet bills, utility bills or insurance premiums, you may want to do a yearly audit on all of these items. Although you cannot cancel your electricity or gas service, you may be able to reduce the bill by making a few small changes. Department of Energy.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

Family Balance Sheet

JANUARY 2, 2013

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. I created one on Excel.

2013 113

2013 Christmas Club January 113

Saving Cents With Sense

SEPTEMBER 28, 2012

You can always check the 2012 Coupon Insert Schedule , too. Learn how to to use coupons in a REALISTIC way to save at least 50% on your grocery bill each month. We will see 1 P&G, 1 Smart Source, 2 Red Plum and 1 Pepsi Moments. You can view a preview of what coupons are supposed to be in the paper HERE. All rights reserved.

Coupon Inserts 83

Coupon Inserts Sunday Coupons Smart Source Red Plum 83

Saving Cents With Sense

AUGUST 3, 2012

You just load them to your store card and when you check out, instead of the coupons coming off your bill, they are added to your SavingStar account (within 7-30 days). Expires 8/31/2012. Expires 8/31/2012. Expires 8/31/2012. Expires 8/31/2012. Expires 8/31/2012. Expires 8/31/2012. Expires 8/31/2012.

Bisquick 53

Bisquick Yoplait Pillsbury El Paso 53

Saving Cents With Sense

JUNE 7, 2012

You just load them to your store card and when you check out, instead of the coupons coming off your bill, they are added to your SavingStar account (within 7-30 days). Expires 6/30/2012. Expires 6/30/2012. Expires 6/30/2012. Expires 6/30/2012. Expires 6/30/2012. Expires 6/30/2012. Expires 6/30/2012.

Cheerios 49

Cheerios Kix 2012 Expires 49

Family Balance Sheet

NOVEMBER 2, 2022

January will be one giant nightmare when the credit card bills start rolling in. The series was inspired by my own problem with not having enough cash for Christmas in 2012. Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Saving Cents With Sense

MARCH 1, 2012

You just load them to your store card and when you check out, instead of the coupons coming off your bill, they are added to your SavingStar account (within 7-30 days). Expires 3/31/2012. Expires 3/31/2012. Expires 3/31/2012. Expires 3/31/2012. Expires 3/28/2012. Expires 3/28/2012. Expires 3/28/2012.

2012 49

2012 Expires Bank Banking 49

For the Mommas

MAY 20, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 24, 2012. Amazon MP3 music is available to customers located and with billing addresses in the United States. Upon completion of the “Share & Claim” action, a $2 MP3 credit will be automatically applied to your Amazon account.

MP3 67

MP3 Credit United States Mothers Day 67

For the Mommas

MAY 22, 2012

Promotional credits must be redeemed by 11:59 PM PST on May 24, 2012. Amazon MP3 music is available to customers located and with billing addresses in the United States. Upon completion of the “Share & Claim” action, a $2 MP3 credit will be automatically applied to your Amazon account.

MP3 61

MP3 Credit United States Bills 61

Family Balance Sheet

APRIL 11, 2020

I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. We will get through this, but it won’t be unscathed.

Budgeting 246

Budgeting Budget Family Debt 246

Saving Cents With Sense

AUGUST 16, 2012

18, 2012 4:45 – 6:45 p.m. 8, 2012 4:45 – 6:45 p.m. 13, 2012 4:45 – 6:45 p.m. 17, 2012 4:45 – 6:45 p.m. Learn how to save over 50% on your grocery bill with coupons and learning how to shop smarter – Sign Up Today ! Below are the available dates and times. Screening of the film: FRESH.

Arizona 56

Arizona Movies Film 2013 56

Saving Cents With Sense

JULY 20, 2012

You can always check the 2012 Coupon Insert Schedule , too. Learn how to to use coupons in a REALISTIC way to save at least 50% on your grocery bill each month. This is a good weekend to grab a few extra papers because there will be 3 inserts if your paper, the Smart Source, Red Plum, and Pepsi Moments. Need an immediate coupon fix?

July 58

July Smart Source Red Plum Arizona 58

Saving Cents With Sense

MAY 10, 2012

Learn how to to use coupons in a REALISTIC way to save at least 50% on your grocery bill each month. Clif Kids Chocolate ZBars (6 pk) $3.50 -$1/1 Clif Zbars in the Spring 2012 Mambo Sprouts Coupon Book =$2.50 Save $2 now with code CENTS. Alter Eco Chocolate Bars $3.00 -$1/1 Alter Eco Chocolate Printable =$2.00 after coupon.

Whole Foods 49

Whole Foods Food Frozen Yogurt Feb 49

Nicoles Nickels

JULY 25, 2012

Don’t worry about raking up those credit card bills, or putting a dent in your savings. Contest ends July 31, 2012. A random winner will be selected by August 01, 2012. © 2012 Nicoles Nickels LLC. Even prior to college, students are required to have all sorts of supplies, and that can put a strain on your wallet.

Win 45

Win Finance Personal Finance Debt 45

Nicoles Nickels

NOVEMBER 2, 2012

I chose Hottie Patottie which is billed as vanilla brown sugar. Giveaway ends at 12:01 am on Tuesday, November 6, 2012. Pthalalate-free fragrance” Review of Product: I hadn’t ever heard of Perfectly Posh before this review but I had a blast picking out the scent for the hand creme I was going to review.

Giveaway 97

Giveaway Bills November Cake 97

Saving Cents With Sense

MAY 21, 2012

Now through June 13, 2012, you can get $5 back when you spend $35 on any Huggies Diapers, Wipes or Little Swimmers. You just load them to your store card and when you check out, instead of the coupons coming off your bill, they are added to your SavingStar account (within 7-30 days). This does not include Goodnites and Pull-Ups).

Huggies 55

Huggies Bank Banking Bills 55

Nicoles Nickels

JANUARY 5, 2012

FREE digital subscription to Seventeen magazine : Signup to get a 11 Months of Seventeen Magazine (Digital) Enjoy 11 digital issues (starting with the January 2012 issue). You’ll never receive a bill. No strings attached. Mobile Ready: Read on your iPad, iPhone, Mac, and PC!

Magazines 40

Magazines College Bills January 40

Prairie Eco-Thrifter

SEPTEMBER 7, 2014

Since we moved into our home in late 2012, my husband and I have been go, go, go with all of the improvements, renovations and small projects we have been taking on. Not only did this save us money over the long run with our heating bills, but it also made us more comfortable. Even if it isn’t as fun. Was it fun to do?

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100

Goals Debt Renovation Daughter 100

Saving Cents With Sense

MAY 31, 2012

Learn how to to use coupons in a REALISTIC way to save at least 50% on your grocery bill each month. Allegro Organic Decaf Whole Foods Blend Coffee $12.99 -$1/1 Allegro Coffee in the 2012 Whole Foods Calendar =$11.99. Save $2 now with code CENTS. Eco-Me Kate Wood Polish $5.49 -$.75/1 75/1 Eco-Me Printable =$4.74

Whole Foods 59

Whole Foods Food Bills Organic 59