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My Personal Goals for 2018

Family Balance Sheet

Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me. I’ll update you on my family’s financial goals for 2018 in another post. Check email.

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Christmas Savings Club | November 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash. My monthly savings goal was $100.

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Christmas Savings Club | July 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash. Need some ideas to find extra cash?

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Christmas Savings Club | June 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash. Need some ideas to find extra cash?

2019 100
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Christmas Savings Club April 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. In March, I added $70 in $1 bills that I had been setting aside for the past year. April was a very easy month for me to find our $100. My monthly goal is $100.

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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Now start creating a budget based on what you spent in 2018.

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Christmas Savings Club | May 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash. Need some ideas to find extra cash?

2019 100