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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

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Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. It took us six years to pay off our non-mortgage debts once it became a priority.

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Create your debt freedom plan

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Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

How Our Debt Freedom Plan Prepared Us for the Pandemic. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. What got us through financially? I still use my spreadsheet to this day! This new business debt weighed on me. Our first storm: 2007.

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Our 2019 Financial Goal

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In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. We use Medi-Share for our healthcare and our Annual Household Portion is $10k. We switched to Medi-Share because the monthly premium costs were much lower for us than traditional health insurance.

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My Word for 2021

Family Balance Sheet

But 2019 was different. I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. By the end of 2019, we nailed one major bullet point and I was on cloud nine. Read: A 2019 Recap. How our Debt Freedom Plan Prepared Us for the Pandemic.

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My Word for 2019

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So will 2019 be any different for me? My word for 2019 is REDUCE. I want to reduce our debt by paying off our last non-mortgage loan. . My plan is for 2019 to be different. Two things have happened recently that encouraged me to think about environmental changes I can make in my life. In fact, I turn 50 in 2019.

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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? The last time we wrote numbers-driven financial goals was 2019. That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. It was a momentous occasion that was many years in the making.