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How We’re Using Upromise to Save for College

Family Balance Sheet

Hello, 2020. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen. Side Note #2: I am not in the position to give advice on 529 accounts.

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7 of the Best Money-Making Apps of 2024

Savings Corner

For those looking to make money in an easily accessible way, apps provide plenty of avenues to consider. Here’s the scoop on seven free money-making apps. Cons: Making money can be a slow process. Cons: As with most cash-back services , you have to spend money to make money. Users also get charged a service fee.

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How We Frugal-ed in June 2022

Family Balance Sheet

Because we were spending so much money on appliances, we bought an extended warranty. Fast forward to early March 2020…pre-shutdown…my refrigerator was leaking and the freezer lights stopped working. Where We Found Extra Money in June: $470.95. I thought for that price, I would give it a try. Am I a sucker?

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Our 2023 Financial Goals

Family Balance Sheet

In 2020, our financial goals were to read, research, and understand both college and retirement planning. The number will most likely not cover everything, but if they decide to pursue options that cost equal to or less than the amount we want to give them, they’ll be in great shape. Progress was made, but not nearly enough.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

We’ve had several instances over the years that have shaped how we viewed and managed our money. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was such a long process and at times, we wanted to give up.

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How to Keep Your New Year’s Resolutions

Couponing 101

These simple tips can help turn 2020 into a year full of New Year’s resolution successes. For instance, instead of setting a goal to become a millionaire, consider setting smaller, more realistic goals to improve your finances in the long run, like reducing unnecessary expenses or investing your money. Set Realistic Goals.

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Create your debt freedom plan

Family Balance Sheet

There were a lot more fun and purposeful things we could have done with that money than pay the lender. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. After the FPU class, we looked at our debts differently. Paying off debt is not fun.

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