The Frugal Girl
MARCH 4, 2024
We all love outdoor activities, but we don’t all enjoy the same ones. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.
The Frugal Girl
FEBRUARY 18, 2024
Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! After I became a mother, finances became much more complicated. This doesn’t include the many free in-library activities we’ve enjoyed over the years. Louis means so many options for free activities! Childhood joy. Visiting St.
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Family Balance Sheet
APRIL 11, 2020
Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.
Savings Corner
APRIL 4, 2024
How to refinance your mortgage What happens when you refinance your home or rental property ? The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. Your credit score will temporarily take a hit.
Savings Corner
DECEMBER 24, 2023
Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?
Prairie Eco-Thrifter
JULY 13, 2014
They might include things such as fees charged for obtaining a mortgage; cost of home inspections; homeowner’s insurance; title insurance and settlement fees; property taxes or transfer taxes. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.
Family Balance Sheet
JUNE 8, 2018
A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need.
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