Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.) An emergency fund with 6-8 months’ worth of expenses it. Welcome to Debt Free Stories.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Motherhood Moments

MARCH 4, 2023

Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. Save for retirement T-O-D-A-Y. Thanks for reading! Invest in yourself. Save for a rainy day.

Debt 130

Debt Money Building Credit Cards 130

Saving In Akron

MARCH 9, 2011

I decided to go with the Kia because both my husband and I liked its sportier look, and you just can't beat the warranty. Drive over to the Kia dealer – they tell me the car isn't ready yet. So, we head out to eat so I don't have to come back. My daughter continues to carry on that she can't sleep.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Penny Pinchin' Mom

JANUARY 16, 2024

Personal Finance Tips for Better Financial Health If you are currently struggling financially, I’m here to tell you that your financial situation isn’t unique. So you aren’t alone! Unfortunately, most people don’t have it. They already have savings accounts that they don’t know about.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

For the Mommas

JANUARY 19, 2016

Add to Your Emergency Fund. An emergency fund can never have too much money in it. Although you always hope to never need one, don’t wait around assuming that you won’t. If you have an emergency fund to add to, then add to it. You never know when you may need to fall back on it.

Taxes 40

Taxes Emergency Fund Debt Money 40

Family Balance Sheet

SEPTEMBER 9, 2014

But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. I mean, we didn’t even think of it! Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Where are you from?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 4, 2011

When I was in Asia in April I was reminded that many people in this world aren’t given the option to choose. Telling ourselves we can’t do something is just an excuse to not try. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. Don’t worry, there are options.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. I wouldn’t wish that feeling on my worst enemy. Fortunately, I’ve never met a goal I couldn’t handle. And if forgetting about it isn’t an option, only then will I step foot into a store to purchase it.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

They aren’t concerned about the latest deal, craze or freebie. If you don’t see it, you won’t miss it.” When you can’t fit all your investments into tax advantaged accounts, which investments should be given priority: stocks or bonds?” We should take a moment to refresh our perspective.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” These folks didn’t corner the market on goal success either, instead they just got the task DONE.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

I bet you didn’t know about these: Peanut Butter Lover’s Month- I love the stuff! Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

Grad school ain’t cheap, y’all! we still weren’t making enough money to cover all of our monthly bills. emergency fund, so we started throwing what little extra we had straight. Pay your debt as soon as you’re paid so you don’t spend it. because we aren’t eating out.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

It wasn’t until the last 2 years that we got serious. It took use about 10 years because we didn’t get serious until the 11th hour. We toyed around with the idea for a long time and didn’t think it was that possible for a while, since we were on one income most of our marriage. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

NOVEMBER 4, 2016

First, you need an emergency fund, to handle things like being laid off, the washing machine failing or the dog needing surgery. Although lenders aren’t specifically buying a piece of an entity, lending money is a way to make money from money. Stock market investors. Lenders who invest. At least they used to.

Real Estate 100

Real Estate Money Bank Banking 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I don’t want to wait years. These will continue as long as I can find people don’t mind being open and transparent about their debt free story.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. Not visiting the mall or my favorite stores has saved me a ton of money since I’m not tempted to purchase items that I didn’t even know I “needed” 7. Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. Sports/extracurriculars were funded by Mom cleaning houses/church. I’ve been an RN for 22 years at the same hospital, primarily ER/TC. We have sheep, an old goat, chickens, guineas, dogs & cats.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

JUNE 22, 2020

I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 10, 2012

I don’t care if I have to do it by myself, I want to get out and see what this world has to offer. I’ve taken a few big trips over the years, and I don’t regret a single penny spent. Here’s why: You Don’t Have The Money. Okay, congratulations on that, but have you fully funded your emergency fund?

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JUNE 20, 2012

Thank you for asking such an important question Alicia. This is a question many people should ask but don’t. It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up. Don’t forget about living expenses too.

Money 186

Money Home Debt Buy 186

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. Today’s Debt Free Story is from Charissa. Tell us about you and your family. Where are you from? What are your hobbies?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

AUGUST 11, 2014

He didn’t stick around and that could have derailed me, but I decided to focus on the future for my daughter & me instead.). If you do a budget without awareness of your blind spots, you don’t know where you need to cut.). Welcome to Debt Free Stories. Today, I am pleased to introduce you to Tracy. Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235