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Our 2018 Financial Goals

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Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. What are your financial goals for 2018 and beyond?

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How We Paid off Six Figures of Debt

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In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. My grocery strategies: How to Save Money on Groceries.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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We followed Dave Ramsey’s baby steps. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We sold our house so now we are on Baby Step 4! What are the top 3 – 5 ways you found money to put towards debt. It’s feels nice to spend money on a date night out.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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After getting my husband on board, we bought The Total Money Makeover on audio book and would listed to it on repeat daily. We also listed to The Dave Ramsey Show every day for daily motivation while we worked the baby steps. What are the top 3 – 5 ways you found money to put towards debt. We sold EVERYTHING!

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. We started listening to Dave Ramsey and followed his baby steps pretty closely. We cut our lifestyle to nothing and threw all that extra money at the debt. What are your financial goals now?

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Find Out How Ruth and Her Husband Paid off Their Mortgage

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We also stopped eating out and even went on regular spending freezes. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Stop eating out. What are your financial goals now? We are excited to be on Baby Step #7—the fun part!

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25 Ways to Find Money for Your Emergency Fund

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Related Reading: How to Save Money on Groceries. And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. Put the money in your emergency fund instead. I love a pedicure too, but if you’re trying to save money, try to paint your piggies yourself.