Family Balance Sheet
OCTOBER 18, 2019
To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. From what we learned in the course, we wrote our Debt Freedom Plan. We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle.
Family Balance Sheet
NOVEMBER 19, 2014
Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We followed Dave Ramsey’s baby steps. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We sold our house so now we are on Baby Step 4! What are your financial goals now?
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Family Balance Sheet
JUNE 16, 2015
The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We started listening to Dave Ramsey and followed his baby steps pretty closely.
Family Balance Sheet
APRIL 9, 2021
Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. He calls it his 7 Baby Steps. You can choose to explicitly follow Dave’s 7 baby steps, however, we modified them to address our needs and lifestyle. Paying off debt is not fun.
Family Balance Sheet
AUGUST 5, 2015
We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time. If married, who initiated the debt free goal?
Family Balance Sheet
SEPTEMBER 29, 2016
Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. What are the top 3 – 5 ways you found money to put towards debt. What are your financial goals now?
Family Balance Sheet
FEBRUARY 3, 2016
I also appreciated the simple, common-sense advice and the baby steps. It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. What are the top 3 – 5 ways you found money to put towards debt.
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