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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Family Vital Information Binder

Family Balance Sheet

This binder stores ALL of your financial information in one location. In fact, it was one of my 2020 financial goals. Because of the sensitive nature of the contents of this binder, store it in a safe location in your home. Bank accounts. It took about two hours to gather everything needed for the binder.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

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Frugal Friday: Cheap Turkeys for the Win! 11.18.16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. For breakfast this week , I cooked up several packages of breakfast sausage that I found marked down breakfast sausage at the grocery store on Sunday. 39/lb turkeys at Giant Food Stores.

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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. You will also start to repay the money.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Yet, your kids simply can’t stand the store brands. Use Your Savings to Make Money While most banks do offer some interest earnings on your savings, there are better places to put that money with high interest rates. So, what do you do? I coupon and hunt for deals like a mad woman!