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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Pay Attention to Interest Rates Did you know that 82% of all Americans have a credit card, and 61% of them have credit card debt?

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Family Vital Information Binder

Family Balance Sheet

In fact, it was one of my 2020 financial goals. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts. Bank accounts. Credit cards. I had all of this info scattered in my brain and in different file folders. Retirement.

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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. You will also start to repay the money.

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Five years later, heavy regulatory costs on community banks and limited growth in traditional lending are driving borrowers online and investors couldn’t be happier with the returns available.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Spring Clean.Your Finances

Family Balance Sheet

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Check your credit report for errors or unauthorized activity.

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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. Both our CD and high-interest savings account are FDIC-insured and are at banks that we trust. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. 4 – Credit Card Rewards – $241.78

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