Family Balance Sheet

FEBRUARY 1, 2019

Do you know how much money is flowing in and out of your bank accounts? One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. 4 – Use up the products in the bathroom/cleaning closet before purchasing more. 5 – Plan ahead.

February 100

February Frugal Financial Goals Budget 100

Family Balance Sheet

DECEMBER 4, 2020

We decided to donate the turkey to the food bank. Yep, I found a $20 bill last year on the beach! We are finally finishing our basement, but before we could get started on it, we had to clean out 20 years of marriage and 19 years of home ownership…that was all stored in the basement!

November 130

November 2020 Frugal Old Navy 130

Prairie Eco-Thrifter

FEBRUARY 21, 2011

Well, there are plenty of big things that you can do, like driving a hybrid, recycling whenever possible and powering your home with clean and renewable resources. Check with your bank to determine how to set up a paperless account. Another way to save paper and therefore trees is to set up online bill paying. Save the paper.

Credit Cards 100

Credit Cards Credit Used Bank 100

Family Balance Sheet

FEBRUARY 28, 2014

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. February’s homework was to clean out and organize the refrigerator, freezer, and kitchen pantry. Thankfully, nothing happened to my account, but my bank issued us new cards anyway. How did we do in February?

Budget 124

Budget Budgeting February Grocery 124

Koupon Karen

DECEMBER 18, 2023

So read on for some expert tips to help you enhance the look of your bathroom without breaking the bank! Plus, upgrading to more efficient and eco-friendly fixtures can also save you money on your water bill in the long run. This simple solution can help maximize space and keep your bathroom looking clean and tidy.

Simple 52

Simple Plants Storage Lighting 52

Family Balance Sheet

FEBRUARY 28, 2019

Do you know how much money is flowing in and out of your bank accounts? One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing spending on notebook paper at the end of each day. I have used up quite a bit from the freezer, but not to the extent that I reduced our grocery bill.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Well, my cleaning business grew very, very fast and I was making multiple six figures by the end of the second year. I worked like a dog and paid bills.

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MARCH 21, 2012

How about spending a few bucks on small items that make a big eco-impact without breaking the bank? Clean with Vinegar – While grocery stores try to fill an entire row with different cleaning products , there is really only a need for one – and chances are you already have it in your home. No more excuses!

Green 201

Green Electronics 7-Up Office Supplies 201

Saving Cents With Sense

JANUARY 1, 2014

Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Bank of America card holders can enjoy FREE museum membership once a month. Cut down on your bills. You can lower your utility bill by turning off lights, electronics, and other appliances when not in use. Homemade Baby Wipes.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

JANUARY 28, 2022

Rising prices are affecting everyone’s bank account, and groceries are leading the way. These are strategies I use weekly to help keep my grocery bill in line with our budget. Over the years, I have found produce, dry foods, cleaning products, paper goods, cereal, baked goods, and meat marked down 40% to 75% off.

Saving Money 130

Saving Money Grocery Groceries Money 130

Prairie Eco-Thrifter

MARCH 18, 2011

It’s not much money, it doesn’t break the bank. goes the refrain “What’s the point of buying milk for cereal if it sits in the fridge making curds???!!” “Why don’t we just TEAR those dollar bills up, and save us the trouble!”… Instead of just one pet peeve, I suppose I have a menagerie of peeves, a whole peevery.

Pets 149

Pets Leftovers Personal Finance Milk 149

Saving Everyday

OCTOBER 27, 2023

Most people are in desperate need of a good old-fashioned handyman to do everything from hanging a ceiling fan to cleaning out gutters. In the winter months, you can offer to weatherproof windows, which also saves them money on their electricity bill. If you implement the above strategies, you will see more money in your bank account.

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

MAY 12, 2013

It claimed that a clean workspace improved productivity and gave the illusion of being in control and on top of work tasks. I further simplified my life by making some changes to my banking. All this meant that the only financial things I needed to do was pay the monthly bills as they came in.

Making 238

Making Work Occasions Pace 238

The Frugal Girl

JANUARY 22, 2024

That did teach us a lesson about home ownership: that it was something we were taught was a mark of being an adult, but really, when you “own” a home, unless you’ve paid off the mortgage, the bank is your landlord and you’re just renting. We rent now and are much happier. Not at all. If we want it, let’s buy it.

Rent 177

Rent Son Frugal Home and Garden 177

Saving Cents With Sense

FEBRUARY 6, 2014

This intuitive app, which links and pulls information directly from your bank accounts, also will categorize all of your expenses and generate budgets based on your spending habits. While this app, which is free on iOS and Android, has all the standard tools like budget and bill tracking, it offers an added punch for frequent travelers.

Money 89

Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

Does that inspire you to have a giant clean-out? Utility bills will be lower because there is less space to heat and cool; try applying the same formula we used to calculate storage costs to work out what it costs you per square foot for utilities. Here is an example of the above exercise. Money Tips'

Saving Money 220

Saving Money Money Saving Storage 220

Saving Cents With Sense

JANUARY 3, 2017

Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Bank of America card holders can enjoy FREE museum membership once a month. Cut down on your bills. You can lower your utility bill by turning off lights, electronics, and other appliances when not in use. Homemade Baby Wipes.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

SEPTEMBER 9, 2012

If you can clean it, you want to do so. Get Some Cash The day before the sale, you want to go to the bank and get some cash. You want to make sure that you have a number of small and large bills on hand for change. Organize Your Things Now that your ad has been placed, it is time to organize your things.

Garage Sale 202

Garage Sale Garage Sale Canning 202

Saving In Akron

MARCH 9, 2011

So he starts to clean it up while I run my stepson to the bus stop so he can get to school. Continue to clean up water. Still have not finished cleaning up the mess. Get home and finally finish cleaning up the mess in the family room. Get home, have to take hubby to work. Plumber shows up at noon to fix the problem.

Emergency Fund 100

Emergency Fund Daughter Car Cars 100

Saving Cents With Sense

JANUARY 1, 2015

Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Bank of America card holders can enjoy FREE museum membership once a month. Cut down on your bills. You can lower your utility bill by turning off lights, electronics, and other appliances when not in use. Homemade Baby Wipes.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

JANUARY 7, 2015

Since we just celebrated the New Year, now is the best time to clean up your finances. Plus, revisiting your expenses will, more often than not, reveal some sneaky bills and services that you have been paying for that you don’t use or don’t need. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

MARCH 4, 2016

My wife started finding clothes for work on the clearance rack and our cleaning lady became the same lady I shared a bed with at night! I started changing the oil in our cars, I became our landscaper, and we both cut out any monthly bill that wasn’t a requirement for living. We were living on scorched Earth. It didn’t stop there.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

FEBRUARY 23, 2011

We have become addicted to the term “antibacterial&# and use hyper strong chemical pollutants to clean our homes. Use online banking. Pay your bills online and get your statements delivered to your email inbox. We threaten mother nature daily with our activities. So what can you do?

Consumer 124

Consumer Recycle Recycled Recycling 124

Couponing 101

JULY 26, 2011

Give them an allowance or pay for “a job well done&# in small bills. Also have them ask neighbors, grandparents, and friends if they can clean the yard, wash the car, wash the dog, etc for a bit of cash. Give them a piggy bank to store their small change. Just remember, it is their money! Teach Kids to Save Money Tip #3.

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

FEBRUARY 29, 2012

Because I’m kind of cheap, I want to have fun but not break the bank doing so. There’s also a Hooters hotel (which is as cheesy as you’d expect, but clean and functional) and a Motel 6 that offer similar deals, both of which are only a few minute walk away from all the action. Let’s look at a few.

Las Vegas 187

Las Vegas Saving Money Money Hotel 187

Nicoles Nickels

DECEMBER 2, 2011

Lewis and Bank of America have put together some holiday shopping tips to help us save money this holiday season! If you plan on attending a few holiday parties, scale back on your grocery bill accordingly to avoid food going to waste. Her segments cover economic and consumer trends. In that vein, Ms. of the total U.S.

Personal Finance 45

Personal Finance Finance Holiday Shopping 45

Savings Corner

APRIL 4, 2024

If you have incidents, like at-fault accidents or speeding tickets, on your driving record, you’ll likely pay more than if you had a clean driving record. We’ve analyzed average premiums for drivers across a range of ages, all with clean driving records, and compared Progressive’s average rates to the national average.

Insurance 52

Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Our current projects have to do with homemade beauty and cleaning products. We personally use Quicken and we find it works great for reviewing our finances.

January 124

January 2010 Personal Finance Finance 124

Couponing 101

JANUARY 15, 2015

Doing a no-spend challenge for a month is a great way to recover from higher spending months like December when our bank accounts take a hit due to Christmas. What we are still paying for: • Regular Bills • Home Business Expenses • Gas • That’s it! Declutter I’m also taking the opportunity to declutter our home this month.

Leftovers 40

Leftovers Freezers Gift Cards January 40

Nicoles Nickels

MARCH 18, 2012

Wisk Deep Clean, 45 oz, On Sale for $4. $1/1 1/1 Wisk Deep Clean Laundry Detergent printable. 1/2 Scrubbing Bubbles Cleaning Item (SavingStar.com). $1/1 1/2 Scrubbing Bubbles Cleaning Item (SavingStar.com). $1/1 Scrubbing Bubbles Toilet Cleaning Gel, On Sale for $3.50. $1/1 Final Cost: $3. 4/15/12 (RP 03/04/12 R).

Glade 58

Glade Feb Nov Home and Garden 58