Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Use Cash Every time you use your credit card, you are paying interest on that purchase.

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Cars Car Bank Banking 52

Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 1: Choose Your Target Spending Category. Step 3: Fill Your Envelope.

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Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). TD Bank Premier Checking – $300 Cash Bonus. TD Bank Premier Checking – $300 Cash Bonus. Fifth Third bank – $200 Cash Bonus.

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Bank Banking 2016 Bank of America 100

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

This got me thinking some more about how to save money by downsizing. How much of it could you get rid of so you don’t need the space and would be able to downsize and save money? As well as downsizing your car and your house, what else can you think of where going smaller has the potential to save you money?

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Prairie Eco-Thrifter

MAY 26, 2016

Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Back then I had a passbook.

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Money Saving Money Lowes Grandchildren 124

Couponing 101

NOVEMBER 27, 2019

But you don’t need to break the bank to give your friends and loved ones amazing gifts! These eight ways to save money on holiday gifts can keep more money in your wallet. Shopping sales is one of the most obvious (and fun) ways to save money. Shop Early. Shop Last Minute.

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Saving Money Money Holiday Gifts 64

Prairie Eco-Thrifter

JANUARY 28, 2014

My credit card information was vulnerable during the PlayStation Network breach of a few years ago. As a result of the PlayStation breach, I began changing the way I use my credit and debit cards , and my bank accounts , so that I could limit the difficulties associated with breaches of this nature.

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Credit Cards Bank Banking Identity Theft 193

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

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Personal Finance Finance Tips Finance Mom 52

The Frugal Girl

NOVEMBER 27, 2023

How did you get interested in saving money? When I got my first job in high school, my parents said I had to save a percentage of every paycheck. As a foolish young high school kid, that rule annoyed me because I wanted to spend ALL of my paycheck, but I still saved a chunk of it because I had no choice.

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California Cars Car College 173

Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Know how much you have and make sure that you and the bank agree on that amount. Know what you have.

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Money Mom Credit Cards Bank 217

Savings Corner

DECEMBER 24, 2023

Simply fill in your outstanding loan amounts, credit card balances and other debts. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like. Personal loans A personal loan is an unsecured loan that, unlike a credit card, has equal monthly payments.

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Debt Calculators Credit Cards Credit 52

Couponing 101

JULY 26, 2011

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. No point in wasting our money just because the cashier can’t count.

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Saving Money Money Kids Debt 103

Savings Corner

DECEMBER 24, 2023

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. You will also start to repay the money.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. The bank uses your money for lending and pays you a pre-determined interest rate for that privilege. Save or invest?

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Money Debt Refinancing Credit Cards 189

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.

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Prairie Eco-Thrifter

MAY 4, 2011

Everyone wants a short cut to wealth, and everyone seems convinced that there’s a great mystery surrounding financial stability and that only the most dedicated among us can escape college with our bank accounts intact. Happily, that’s not the case.

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College Graduation Credit Cards Re-use 169

Prairie Eco-Thrifter

JULY 18, 2011

If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. As you can see there are limitless options to how you can save money in your life. So, how have you saved money in your life?

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Family Balance Sheet

OCTOBER 25, 2019

If you’ve been working all year to set aside money, TODAY is a good time to start making notes on gift ideas, and review and update your Budget. What to do if you have not yet started to save money for Christmas: 1. Read the very first post: Introducing the Christmas Savings Club, and write a Christmas budget.

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Family Balance Sheet

FEBRUARY 28, 2014

Also my debit card got caught up in the Target breach of security. Thankfully, nothing happened to my account, but my bank issued us new cards anyway. With cash, there’s no chance of credit card tampering. Grocery Budget Challenge Saving Money - In the Kitchen' Please share in the comments.

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Budgeting Budget February Groceries 124

For the Mommas

JULY 23, 2012

Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential. The greatest perk of Credit Sesame, it’s 100% Free!

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Credit Win Credit Cards Finance 61

Saving Cents With Sense

FEBRUARY 6, 2014

Mint is an all-in-one app for managing money across multiple accounts. Track all of your checking, savings, credit card and IRA accounts while keeping tabs on our budget. Best of all, you won’t need to spend money to manage your money since Mint is free on both iOS and Android. All rights reserved.

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Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

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Credit Cards Credit Finance Personal Finance 220

Savings Corner

FEBRUARY 23, 2024

Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Instead, you can choose the best credit card processing company for your business and Wix won’t charge any additional fees. Shipping, fulfillment and returns.

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Building Credit Cards Tools Software 52

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. There are ways to save money on both candy and decorations.”

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Personal Finance Finance Debt Money 219

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though.

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Craigslist West Virginia Bank Banking 78

Couponing 101

NOVEMBER 18, 2019

Our tips can help you enjoy your deal shopping without breaking the bank. If you set aside a maximum amount of money that you’re prepared to spend, you may feel less inclined to buy the items you’re not 100% committed to. Black Friday can be a great opportunity to save money on your wishlist items.

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Fridays Re-use Budgeting Budget 58

Prairie Eco-Thrifter

JULY 13, 2015

High interest credit card debt can really drag you down, yet you might want to take out a business loan to start up a really great business idea. Let me show you how to get a loan, buy a car, purchase a home, live within a budget, save/invest, prepare tax returns, use a contract and more. You need to learn how to talk money.

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Personal Finance Finance Debt Money 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) We knew it would be a balancing act, so we were working on saving money long before the wedding.

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Theres a reason why the average amount of credit card debt per household is $15,956.

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Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Don’t tap into retirement savings, however, especially if you have a structured settlement that you could potentially sell to J.G. Although gas prices have been lower lately, hovering around $3.20 per gallon during the holidays.

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Christmas DIY Debt Pay Off Debt 75

Savings Corner

APRIL 4, 2024

Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts. Income verification: You can provide a pay stub, bank statements, tax returns or even 1099 forms if you’re self-employed.

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Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

MAY 10, 2012

Maria presents Politics and economy in the Eurozone part 1 posted at The Money Principle , saying, “The people have spoken in France and Greece. After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free? They do not like this austerity business one little bit.

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Money May 2012 Debt 113

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

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Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Q & A: Top Ten Money Questions People Always Ask – Find out the most popular questions that people are always asking me. Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage.

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November 2011 Personal Finance Finance 188

Family Balance Sheet

MARCH 4, 2016

Andrea and I jumped in the car and drove down to pay our last payment to our local Bank of America. We haven’t taken out a penny of debt since November 2011 (nor will we ever), we don’t have a credit card (and we are still alive), and we are saving money at an incredible pace. Take the Free Money Peach Budget.

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Debt Finds Debt Free Television 100

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Use coupons because you can really save money this way. With that being said I established what I call my Good Money Habits : 1. I had $50,784.35

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Debt Credit Cards Debt Free Student 100