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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Does your property tax bill give you anxiety? How were we going to find the funds by the due date? Do you go into panic mode when your car insurance bill arrives?

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Refinance Calculator | Bankrate

Savings Corner

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Where do I find more information on mortgage refinancing?

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How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Your bank or credit card company might offer free access to your score or credit report, too. Hire a real estate agent An experienced real estate agent can save you time and money by helping you find the right home and negotiating with the seller on your behalf. You don’t want someone who is over-scheduled.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. That’s not right. Spreadsheets are my friends.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. You can find that here: [link]. Do you feel like you have more month than money?

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