Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

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Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. How much debt did you pay off? What kind of debt was it? Where are you from?

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Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. What would our family think when they realize we are broke? We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. He and his wife paid off $52,000 in just 7 months.

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Debt Finds Debt Free Television 100

The Frugal Girl

NOVEMBER 27, 2023

As a foolish young high school kid, that rule annoyed me because I wanted to spend ALL of my paycheck, but I still saved a chunk of it because I had no choice. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. How did you get interested in saving money?

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California Cars Car College 173

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. To learn to live within your means is one of our primary family money values. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

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Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JULY 29, 2014

These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. Financial cheating can cover a range of behaviors from lying about how much one earns, to having a separate secret bank account, to having a gambling habit, to shopping too much. Almost always, the lie comes out.

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Spendthrift Debt Marshalls Credit Cards 170

Family Balance Sheet

AUGUST 11, 2016

” Recently Go Banking Rates conducted two studies on savings rates with startling results. I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. But we must change these statistics.

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Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. I hope to show you how to use debt wisely. There are lots of ways to get into to debt.

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Personal Finance Finance Debt Money 100

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. I heartily agree with that advice, but there are ways you can inch into the market along the way.

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Emergency Fund Debt Money Father 184

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Staycations are inexpensive activities that your family can do at home, or locally, that you can all enjoy without running up an expensive vacation tab. Have a Field Day.

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Frugal Life Frugal Kids and Family Inexpensive 242

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. I also find scheduling payments either online or with a teller at your bank works great at avoiding late fees and added interest.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake. Can you blame them?

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Money May 2012 Debt 113

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Gone were the days of having one bank account and only having to keep very simple records. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. I used to worry about what would happen to my kids if my spouse decided to move on.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. How much are you overspending?

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Credit Cards Credit Finance Personal Finance 220