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What to Do When You and Your Spouse Have Differing Financial Goals

Prairie Eco-Thrifter

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Have an “Allowance” . Money Tips'

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Easy Ways to Build Up Your Savings

Prairie Eco-Thrifter

Combined with my extra income, this $600/year (give or take $25) really helped boost my savings and therefor my emergency fund. If you come by some cash (such as small bills or change) and don’t want to have to go to the bank each and every time, start a change jar and go every few months.

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Saving Your Pennies For A Rainy Day

Prairie Eco-Thrifter

You have to refrain from giving into your temptations to withdraw the money, otherwise it will never add up. The first place you should stop is the bank. Whether it is a piggy bank or your private branch, put the money away. Anytime you find change, throw it in the bank. Save Your Change. Saving money is essential.

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How to Get into the Stock Market

Prairie Eco-Thrifter

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Better Investing can give you some tips on how to join or start such a club.

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10 Best Low-Risk Investments In April 2024

Savings Corner

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Most accounts are government-insured up to $250,000 per account type per bank, so you’ll be compensated even if the financial institution fails. In contrast, higher-risk investments are better suited for long-term goals.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Automate Your Contributions This is something I have decided to do with my kids: as soon as anyone turns 18, I’m going to give them $500 as a start-up investment in their Roth IRA. Have Separate Bank Accounts This should go without saying, but I will say it anyway: You need separate bank accounts.

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How to Make Your Budget Work for You

Prairie Eco-Thrifter

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. An automatic contribution is made monthly to the local food bank, and I tithe. Then, stop spending money on stuff that doesn’t fit with your core values. must be paid.

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