article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How We Frugal-ed in January!

Family Balance Sheet

Frugal Kitchen in January: Meal Plan. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. I chose this bank for the kids years ago when they had a summer program where a child could earn $10 if they read 10 books over the summer.

January 130
article thumbnail

Cash In Your Loose Change | 31 Days to Find $1000

Family Balance Sheet

We keep a coin jar in the kitchen where we regularly deposit any loose change. Once it’s full, I take it to our bank where there is a free change machine. I dump the change into the machine and the bank gives me back dollars. Once it’s full, I take it to our bank where there is a free change machine.

Finds 100
article thumbnail

The Final Grocery Budget Challenge Post

Family Balance Sheet

It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning. There is nothing worse than a family revolting in the kitchen. And that is money in the bank. Back in January I introduced the 2014 Grocery Budget Challenge. Let us know in the comments.

Budgeting 124
article thumbnail

Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. February’s homework was to clean out and organize the refrigerator, freezer, and kitchen pantry. Thankfully, nothing happened to my account, but my bank issued us new cards anyway.

Budgeting 124
article thumbnail

How to Build your Emergency Fund

Family Balance Sheet

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars.