Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6

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Savings Corner

APRIL 4, 2024

What is mortgage refinancing? Mortgage refinancing is when you replace your current home loan with a new one. Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Ideally, you’ll also get a lower rate in the process.

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Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Savings Corner

DECEMBER 27, 2023

Here are five things you can do to make your personal loan easier to manage. The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. If you can lower your payment or your interest rate, that makes sense.”

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Prairie Eco-Thrifter

AUGUST 19, 2014

Instead of just focusing on the small stuff, take some time to identify the big expenditures in your life and see if it makes sense to cut back on some of those items. You may have to wait a little longer to see some of your entertainment, but that’s a big savings that you can take to the bank each month. Bank Your Savings.

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Family Balance Sheet

JUNE 24, 2021

It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance. Make a list of ALL your yearly, quarterly, and any other non-monthly expenses. Action Steps to Budget and Pay for Yearly Bills: 1. Subscribe HERE!

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution.

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