Family Balance Sheet

JULY 2, 2015

All of our debt was $97,000 in student loan debt. We must have the money in the bank for every purchase. We are no longer tied down to a mortgage and student loan debt. We enjoy being outside as much as possible and enjoy to go hiking and camping when the weather is right. How much debt did you pay off? What kind of debt was it?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2012

College is riddled with unseen expenses that can leave students broke before they even hit midterms. Remember these five money saving strategies to stay comfortable without breaking the bank. Make regular trips to your local grocery store for dietary staples and fresh produce for a healthy diet that won’t break the bank.

College 203

College Saving Money Money Student 203

Prairie Eco-Thrifter

FEBRUARY 3, 2016

Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Also, point out any interest and compounding that happens in your (or their) accounts – maybe even pay them interest on the money in their piggy bank. Let them open their own bank account.

Work 100

Work Kids Bank Banking 100

Family Balance Sheet

MARCH 4, 2015

in student loan debt that was a combination of my master’s degree and my daughters undergraduate degree. Review bank accounts daily. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Savings Corner

DECEMBER 27, 2023

Best credit card for college students Earn triple rewards on everyday spending categories like dining, entertainment, streaming and groceries. The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. Plus, it offers a cash sign-up bonus. The merchant gets paid.

Credit Cards 52

Credit Cards Credit December Airline 52

Coupons Do Work

AUGUST 31, 2016

Are the banks open on Labor day? Are Banks open on Labor day? It’s also a good time of year to find decent prices on laptops for college students. Remember that although many retailers remain open on Labor Day, the banks are closed. Do we get mail on Labor Day? As well as other stores you want to know about.

Labor Day 100

Labor Day 2016 Storing Home Improvement 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Five years later, heavy regulatory costs on community banks and limited growth in traditional lending are driving borrowers online and investors couldn’t be happier with the returns available. If the loan is fully funded, the money is released to the borrower’s bank account and monthly payments are made directly to the website.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

MAY 4, 2011

The same kind of over thinking tends to infect financial advice, as well, especially when it’s doled out to college students who are desperate to come up with ways to make a few extra bucks between studying for exams and balancing their social lives. Happily, that’s not the case. All it takes is some common sense.

College 169

College Graduation Credit Cards Re-use 169

For the Mommas

MAY 27, 2015

If you have an student with a good report card, check out some of the freebies they can get. Bank Rewards – Check with your local banks and credit unions as many of them offer money rewards for good grades. Cheese - Choose from the Super Student Award or Graduation Certificate and receive FREE tokens for being a good student.

Cold Stone Creamery 40

Cold Stone Creamery Freebies 2015 Baskin Robbins 40

Prairie Eco-Thrifter

MAY 26, 2016

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Most of the time, the best we can expect from bank savings accounts has been from 2% to 5% before inflation.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

DECEMBER 11, 2012

Or you could hire a group of orchestra students from the high school or college in your area to play for the evening (if they’re established they’ll provide entertainment for a lot less than a professional group). How to Have a Party Without Breaking The Bank Everyone likes a good party, right? What have you done?

Budgeting 256

Budgeting Budget Holiday Food and Drink 256

Prairie Eco-Thrifter

APRIL 24, 2012

While 69 percent of American students strongly believe that the best time to save money is now, only 57 percent believe that their parents are saving money for the future (according to the Gallup-Operation HOPE Financial Literacy Index).

United States 202

United States Personal Finance Economical Finance 202

For the Mommas

NOVEMBER 7, 2014

FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE Domain Name for Students. Recycle Bank: Earn 150 Free Points. FREE Legend of Sleepy Hollow Audio Book. Free Sample – U by Kotex. Birthday Club {Free Birthday Call}. Amazon Prime Streaming: Free 30 Day Trial.

Dog Treats 55

Dog Treats Pedigree Freebies Dog 55

Prairie Eco-Thrifter

SEPTEMBER 17, 2012

According to the latest study by the Organization for Economic Co-operation and Development (OECD) Program for International Student Assessment (PISA), randomly selected 15 year old students in America are almost average compared to counterparts in 70 participating countries. The resources were superior and the students tested better.

May 188

May Education Parenting Student 188

Prairie Eco-Thrifter

JUNE 23, 2011

If you are a young college student and are excited about the opportunities that await you after you receive your college diploma, you may want to read this post very carefully. If you backtrack 30 or 40 years, you’ll find that the majority of students did not complete their college degree. Or, do you know someone that is?

College 174

College Student 2008 Graduation 174

Penny Pinchin' Mom

JANUARY 16, 2024

Have Separate Bank Accounts This should go without saying, but I will say it anyway: You need separate bank accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

AUGUST 19, 2011

Guest Post Author Bio: This is a blog swap post from LaTisha at Financial Success for Young Adults where she writes about budgeting for college students and easy investing for beginners. There are ways to build a green budget without breaking the bank. See my post Make Your Own Cleaning Products over at her site today! Go Digital.

Budgeting 178

Budgeting Budget Green Taxes 178

Saving Everyday

JUNE 9, 2012

You can load money to it anytime, so it would be perfect for, say, a college student. Add money anytime online or by phone, from Direct Deposit, a bank account or with cash! Think of it as PRE-paying for whatever your heart desires and getting a FREE $25 bucks out of it! NO credit check! Spends like cash!

Debt 77

Debt Gift Cards Student College 77

For the Mommas

AUGUST 29, 2014

Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: Earn 55 Free Points. . Freebies: Colgate: FREE Bright Smiles Kit for Teachers. Free Mp3 Download Credit. Free Cesar Savory Delights Entrée to a Friend. Free Kids Haircut At Remington College. Free Sample – U by Kotex. FREE Samples Of Nivea, Aquaphor or Eucerin.

Freebie Friday 73

Freebie Friday Freebies Fridays C&H 73

For the Mommas

JULY 18, 2014

Free 6-Month Amazon Prime Membership {For Students}. Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: Earn 55 Free Points. BOGO Friday Fandango Movie Ticket Offer -{Visa Signature Cardholders}. JC Penney – Free 8×10 Photo Portrait for Military. Shell Gas Card wyb $25.00 of Henkel Products.

Freebie Friday 66

Freebie Friday JC Penneys Freebies Fridays 66

For the Mommas

MARCH 20, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: 20 FREE Points. Freebies: Free Ritas Ice on First Day of Spring 2015. FREE Poppy Seeds to Get Your Garden Started! FREE Mother’s Day Cards.

Yoplait 40

Yoplait Freebie Friday Freebies Martha Stewart 40

Couponing 101

JUNE 18, 2019

If your teen excels in school, picking up tutoring work can allow them to put money in the bank while helping out fellow students who need a little extra support. If your teenager has other summer commitments, he or she can fit babysitting gigs in around them. Plus, it’ll keep their brains sharp while out of school.

Money 67

Money Making Pets Landscaping 67

For the Mommas

AUGUST 22, 2014

Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: Earn 55 Free Points. . . . Colgate: FREE Bright Smiles Kit for Teachers. Free Mp3 Download Credit. Free Cesar Savory Delights Entrée to a Friend. Free Kids Haircut At Remington College. Free Redbox Rental Code {Today Only}. Free Sample – U by Kotex.

Freebie Friday 69

Freebie Friday Freebies Fridays Free Stuff 69

For the Mommas

JANUARY 16, 2015

FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE Points: Recycle Bank: 110 FREE Points. The Snow Queen Audiobook – Free Download. Six Flags Read To Succeed Program – Earn Free Tickets. FREE Legend of Sleepy Hollow Audio Book. Free Sample – U by Kotex. Free Stuff Freebies'

Freebie Friday 40

Freebie Friday Freebies Fridays Health and Beauty 40

For the Mommas

AUGUST 15, 2014

Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: Earn 55 Free Points. Colgate: FREE Bright Smiles Kit for Teachers. Free Mp3 Download Credit. Free Cesar Savory Delights Entrée to a Friend. Free Kids Haircut At Remington College. Free Printable LEGO SuperHero Chore Chart. FREE Minecraft Addition Worksheet.

Freebie Friday 65

Freebie Friday Freebies Fridays Free Stuff 65

Saving Everyday

AUGUST 30, 2012

You could order one for vacations or even your kids (perfect for college students). You can load money to it anytime, so it would be perfect for, say, a college student. Add money anytime online or by phone, from Direct Deposit, a bank account or with cash! NO credit check! Spends like cash!

Student 45

Student College Vacation Gift Cards 45

For the Mommas

JULY 25, 2014

Free 6-Month Amazon Prime Membership {For Students}. Free 6-Month Amazon Prime Membership {For Students}. Recycle Bank: Earn 55 Free Points. Free Cesar Savory Delights Entrée to a Friend. Free Kids Haircut At Remington College. Shell Gas Card wyb $25.00 of Henkel Products. Free Printable LEGO SuperHero Chore Chart.

Freebie Friday 51

Freebie Friday Freebies Fridays Ice Cream 51

Family Balance Sheet

FEBRUARY 23, 2016

Saddled with business and student loans in 2013, I just couldn’t imagine making the monthly payments for the full term of the loans. I’m sick of sending our hard earned money to the banks every month. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. But I disagree.

Debt 100

Debt Goals 2016 Calculators 100

Saving Cents With Sense

JANUARY 5, 2011

This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place. It can help you develop a plan to save for retirement, pay off student loans, or just pay off that debt you have been carrying! ©2009-10 Saving Sense Media LLC.

Budgeting 55

Budgeting Budget Personal Finance Software 55

For the Mommas

AUGUST 7, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE DuraHook Coat Hook! FREE Memberships to the Franklin Institute in PA for Teachers! FREE Nexcare “Give” Bandages. FREE Admission to National Parks!

Freebie Friday 40

Freebie Friday Hormel Freebies Fridays 40

For the Mommas

MAY 22, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE Nexcare “Give” Bandages. FREE Bausch & Lomb Biotrue Multi-Purpose Contact Lens Solution. FREE Admission to National Parks! FREE Butterfly Garden Starter Packet.

Freebie Friday 40

Freebie Friday Freebies Fridays Reusable Tote 40

For the Mommas

MAY 15, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE Nexcare “Give” Bandages. FREE Bausch & Lomb Biotrue Multi-Purpose Contact Lens Solution. FREE Admission to National Parks! FREE Butterfly Garden Starter Packet.

Freebie Friday 40

Freebie Friday Freebies Fridays Reusable Tote 40

For the Mommas

MAY 8, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE Bausch & Lomb Biotrue Multi-Purpose Contact Lens Solution. FREE Custom Canister of Nesquik! FREE Admission to National Parks! FREE Entry to 405 National Parks.

Freebie Friday 40

Freebie Friday Martha Stewart Freebies Reusable Tote 40

For the Mommas

OCTOBER 30, 2015

Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. FREE DuraHook Coat Hook! FREE Memberships to the Franklin Institute in PA for Teachers! FREE Nexcare “Give” Bandages. FREE Admission to National Parks!

Taco Bell 40

Taco Bell Freebie Friday Tacos Freebies 40

Saving Everyday

JUNE 19, 2012

You can load money to it anytime, so it would be perfect for, say, a college student. Add money anytime online or by phone, from Direct Deposit, a bank account or with cash! Think of it as PRE-paying for whatever your heart desires and getting a FREE $25 bucks out of it! NO credit check! Spends like cash!

Vacation 55

Vacation Debt Gift Cards Student 55

For the Mommas

FEBRUARY 27, 2015

Freebies: Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. Here are the week’s best freebies! Cottonelle: FREE Sample Kit for You & a Friend! FREE Samples of Simply Right Diapers & Wipes. Moneymaker.

Freebie Friday 40

Freebie Friday Freebies Martha Stewart C&H 40

For the Mommas

FEBRUARY 20, 2015

Freebies: Get Into Museums for Free with Bank of America’s Museums on Us. FREE Microsoft Office 365 {For Students}. Free 6-Month Amazon Prime Membership {For Students}. Here are the week’s best freebies! Cottonelle: FREE Sample Kit for You & a Friend! FREE Samples of Simply Right Diapers & Wipes. FREE Trial of Contacts.

Freebie Friday 40

Freebie Friday Freebies Martha Stewart Fridays 40