Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Upgrading your home to be energy efficient cuts down on utility bills drastically, if not eliminating those bills entirely, with solar panels. Transportation. Go Digital.

Saving Money 171

Saving Money Money Family Washer and Dryer 171

Family Balance Sheet

JULY 16, 2015

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. I love nice clothing, but I’ve now adopted a more minimalist wardrobe.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Couponing 101

OCTOBER 9, 2019

Use these simple strategies to save big on your bills throughout the colder months: Lower Your Thermostat. Lowering your thermostat is one of the easiest ways to save money on your heating bill. To stay comfortable, simply wear warmer clothes and/or use blankets. What other strategies do you use to save on your heating bill?

Bills 49

Bills Saving Money Money Saving 49

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. You have to understand that downsizing doesn’t mean going without. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. For the clothes and shoes for my kids, I look for sales. I haven’t bought my kids new clothes in 2 years. My total bill was $27.57.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. I have been able to save on things like food, gas, and clothing. By implementing these two things into your shopping, you can drastically reduce your grocery budget for the month. This can save you boatloads of money.

Bills 124

Bills Money Insurance Saving Money 124

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. Entries such as your mortgage, gas, electricity bill, and so on are essential. You can even use a budgeting app if you need a little more support reaching your financial goal. I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Saving on Grocery Bills. Do you get a headache when you open the utility bill every month? Wash your clothes in cold water. Pay Your Bills on Time.

Saving Money 222

Saving Money Money Bills Insurance 222

Shereen Travels Cheap

APRIL 27, 2024

It's just a good way for me to get a little bit of home wherever I am, or even just to be able to access certain websites and pay bills and keep up with news. I'm especially partial to compression cubes, because it makes my small cube of clothes even more compact. I use Bitdefender for both internet security and a VPN.

Travel 187

Travel Las Vegas Museum Flowers and Plants 187

Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). For a list of budget categories, read: How to Start a Budget.

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

OCTOBER 4, 2012

Cooperation is an important key to successful budgeting. Examine Your Budget and Look For Loopholes Loopholes are those unnecessary expenses that are a waste of funds. Limit eating out and the activities that are outside your budget such as expensive movies and far away vacations. Creating a Budget is Easy.

Frugal 189

Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

AUGUST 22, 2011

Big energy bills can bleed your budget dry, not to mention the potential impact on the environment. Here are some ways you can reduce your energy bills. Cutting Your Heating Bills. You could be paying over the odds if your bill is based on estimated readings. Cutting Your Electricity Bills. Line dry clothes.

Bills 224

Bills Appliances Home and Garden Green 224

Couponing 101

JUNE 11, 2019

Your new bundle of joy may be the most exciting thing that’s ever happened to you, but your new bundle of bills probably isn’t. If medical bills aren’t enough, you’ll have to worry about strollers, car seats, changing tables, cribs, clothes… it may seem like the expenses never end. Shop Secondhand.

Saving Money 67

Saving Money Car Seats Money Mom 67

Saving Cents With Sense

OCTOBER 5, 2015

Saving money is critical for families on a budget, and it is a challenge for most not to go over. Purchasing pre-made smoothies can bust any budget, but using fruits and vegetables that are moving past ideal ripeness make perfect ingredients for keeping your family on a good diet. Multi-Cooker. Ceiling Fan. All rights reserved.

Appliances 40

Appliances Budgeting Budget Family 40

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Subscribe to my emails HERE!

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 14, 2011

Clothes are a necessity. Designer name brand clothing is a luxury. Monthly clothing costs would include any pants, shirts, dresses, shoes, and outfits that are needed for you, your spouse, or your kids. Although you can do this too, we will leave space in the budget for you to buy these items. Entertainment. Please share.

Money 159

Money Property Taxes DSL Frugal Lives 159

Family Balance Sheet

DECEMBER 4, 2020

Also, I tend to keep pieces for a long time, as I learned years ago that buying quality clothing lasts much longer than fast fashion. Since November is always a big month for sales and coupons and the beginning of the cold season, I do most of my winter clothing shopping during this month. Found Money in November: $440.

November 130

November 2020 Frugal Old Navy 130

Prairie Eco-Thrifter

APRIL 12, 2012

YFS’s post, How to Ditch Your Expensive Cable Bill without Losing All of Your TV Shows, was included in the Carnival of Money Pros – Spam Folder Edition hosted by Beating Broke as well as the Carnival of Financial Camaraderie #28 hosted by My University Money. Related posts: Prairie Eco-Thrifter Was Included in Six Carnivals This Week.

Personal Finance 133

Personal Finance TV shows Finance Spam 133

Prairie Eco-Thrifter

JULY 30, 2012

Create a Budget You have to have a budget to know where your money comes from and where it has to go to. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! Find where you over-spend and decide to cut back.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

NOVEMBER 2, 2022

January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Our goal is to NOT put our Christmas purchases on a credit card.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. strict budget. 1 – Set a budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 17, 2013

When you sit for someone else, that’s money that doesn’t have to go to the sitter — and might be used to pay utility bills. Donate items : Since my son is an only child, his clothing doesn’t get a lot of heavy use. They appreciate the clothes — and the fact that they don’t have to buy them.

Giving 235

Giving Money Donation Bills 235

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. I allocated cash every month to the non-fixed categories like groceries, restaurants, clothing, and miscellaneous and stuck to the allocation. How I frugal-ed in the kitchen: I spend a lot of time in my kitchen.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

OCTOBER 12, 2018

What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , I LOVE the reprieve from high gas/electric bills. Every Sunday afternoon, I plan the meals and do my grocery shopping for the week. I find the routine keeps me in check.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Prairie Eco-Thrifter

SEPTEMBER 21, 2011

Growing up, I dressed the poor thing up in doll clothes, carted him around in a doll carriage and generally loved him to pieces. According to the American Society for Prevention of Cruelty to Animals (ASPCA) website, first year costs to own a cat can be $1035 with a recurring annual bill of $670. He lived for years.

Pets 195

Pets Cat Bills Budgeting 195

Family Balance Sheet

NOVEMBER 5, 2014

Look over your current budget. We had financial advisors look over our budget and make suggestions about what we could cut. How often do you and your spouse discuss your finances/budget/spending? and my wife focuses on paying the bills and keeps track of our budget. Actually making a budget!

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. The first thing we did was to review our spending and create a budget.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

APRIL 17, 2014

Clothing $25.91. Sit down with your teen or tween and plan out your Easter expenses – let them fill in the spring holiday budget for you and then track it. Help them develop a budget, come up with money raising ideas, and locate the recipients of their generosity. They said that this was broken out as follows: Meal: $45.26.

Easter 167

Easter Hunts Kids and Family Activism 167

Prairie Eco-Thrifter

JUNE 22, 2011

On top of the basic cost of your bill each month for text messaging and making calls, tack on 30+ dollars for a data package, and another 200+ dollars for the phone itself. Use this app to locate deals on food, clothes, and entertainment. GasBuddy : As gas prices increase each day, our gas budget has skyrocketed. Please share.

Phones 184

Phones Money Friends And Family Sale Gas 184

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. Make a budget and Use it: Sit down with your family and come up with a budget for your essential monthly items as well as the luxuries. It is just a waste of your money.

Saving Money 124

Saving Money Money Insurance Bills 124

Saving Everyday

SEPTEMBER 12, 2022

If we wanted extra money for something like school clothes or makeup, we were given a chore to earn it. The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. Negotiate your bills.

Saving Money 52

Saving Money Money Saving Bills 52

Couponing 101

JANUARY 19, 2020

Sadly, it can also carry a hefty enough price tag to knock your budget out cold. Between flowers, candy, and dinner out, many couples rack up quite the bill. And if you want to wear your favorite clothes from back then, more power to you! Valentine’s Day can warm your heart in the dead of winter. We don’t think so!

Netflix 95

Netflix Meals Dinner Cooking 95

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. We have a budget for items like clothes, hair cuts, and miscellany, but I felt like I was getting blind sided by some purchases and my husband felt like I was watching his spending like a hawk.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 2, 2017

Each month when they do their budget, they update their chart. If your big dream requires money, start saving, begin to budget, and direct your money in a way that you will be ready for opportunity when it comes up. Related Reading: Check out Deacon’s free Starter Budget Form. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

APRIL 13, 2014

Yelling at your child when they miss their budget isn’t instructive. As your child matures, turn over increasing larger amounts of money to them and make them responsible for providing their own clothing, school supplies, gifts and more. It is how you value it, use it, spend it, invest it or give it away that causes the emotion.

Kids 219

Kids Money Parenting Kids and Family 219