Bills Budget Credit Cards Property Taxes 
Family Balance Sheet
DECEMBER 29, 2020
That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth.
Family Balance Sheet
MARCH 9, 2018
I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.
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Savings Corner
DECEMBER 25, 2023
An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Credit profile. Your history of paying bills on time.
Prairie Eco-Thrifter
JULY 6, 2014
The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Everyone says don’t get the insurance, that your own car insurance (or perhaps your credit card) will cover you.
Family Balance Sheet
JUNE 4, 2015
On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills.
Savings Corner
DECEMBER 24, 2023
Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too. Determine the maximum loan you qualify for.
Family Balance Sheet
JUNE 8, 2018
Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan.
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