Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Let’s look at some of these strategies now. if you are not insured!

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. What about signs?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

JUNE 4, 2013

Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. That way, I can just pay what owe when the credit card statement comes, and I don’t have to worry about those bills eating into my checking account at an inconvenient time.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

APRIL 3, 2014

What’s your thought process when you forget to buy or bring something you need? After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. I know that I need to buy certain things for my home, for upkeep. The mortgage and other bills (utilities, insurance, etc.) I want to have good experiences with the people I love. These are the things most important to me.

Budget 218

Budget Budgeting Work Making 218

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We also had bills and other obligations. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. Should You Buy a House Now? It’s not about a higher income; it’s about what you do with your money.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. You can buy the Series I bond from TreasuryDirect.gov, which is operated by the U.S. Treasury bills, notes, bonds and TIPS The U.S. In contrast, higher-risk investments are better suited for long-term goals.

April 52

April Lowes CD Bank 52

Savings Corner

DECEMBER 25, 2023

Decide between leasing and buying Whether you’re leasing or buying a car makes a difference in what you can afford. Buying places you fully in the driver’s seat with no mileage limits or additional charges for wear and tear. Use a leasing versus buying calculator to calculate your potential savings.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

Your wants are things you can do without, especially if you do not have the money to buy them. Yes, but before you run out to buy them because they are on sale, ask yourself this “How many other pairs of jeans are in my closet?” Rather, you are looking to cut the cost of your grocery bill. It’s not a necessity. Shop Sales.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We buy reliable vehicle brands that are built to drive for many many years. Years ago, our cable bill doubled in price. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. Also buy produce as it is in season.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Cut down on your bills.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

OCTOBER 20, 2014

It does however, reportedly save on the electric bill. Good thing we have that emergency fund because this won’t be cheap to fix. How will you feel when you get ready to sell and end up re-doing that kitchen so someone will buy your house? I love that ice maker and making ice every day is a royal pain.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My Journey to Millions: No Research Reasons Why I Like Mature Dividend Paying Stocks – While most people don’t talk about it in this manner anymore, when you buy a share of a company you are buying into the business. If I am to buy into any business I want to know revenue, profit, and how I am going to share in those amounts.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kathleen from Frugal Portland shares More thoughts on buying a house. Nicole from Nicole and Maggie: Grumpy Rumblings Ask the grumpies: when to buy vs. rent. Can buying new ever be cheaper than buying used?” I mean, we want to live long enough to enjoy those retirement riches right?! The Best of The Rest.

Personal Finance 219

Personal Finance Finance Debt Money 219

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Avoid impulse buys. Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) We have the money now to buy 20 dining room sets if we wanted to, but we are opting to live as frugally as possible now. We still look for bargains and shop at thrift stores.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Everyday

FEBRUARY 15, 2014

Tips on Buying and Selling On Facebook Marketplace by Chaos is Bliss. Five Ways to Build Your Emergency Fund FAST! 8 Tips To Save On Electric Bill During Summer by Pays2Save. Energy Saving Tips for Summer by The Frugal Mom. Grocery Savings Tips by Mission To Save. Realistic Stockpiling Tips by Mission To Save.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Family Balance Sheet

FEBRUARY 4, 2015

We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving Everyday

JANUARY 1, 2015

Tips on Buying and Selling On Facebook Marketplace by Chaos is Bliss. Five Ways to Build Your Emergency Fund FAST! 8 Tips To Save On Electric Bill During Summer by Pays2Save. Energy Saving Tips for Summer by The Frugal Mom. Grocery Savings Tips by Mission To Save. Realistic Stockpiling Tips by Mission To Save.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Family Balance Sheet

MAY 27, 2015

The first and most important step to paying off our house, was buying a house we could afford. He still physically pays all the bills and keeps track of any information with those companies. Once our kids are in school our goal will be to look into buying our dream home. He does not do car payments. We got a 15 year note.

Debt 100

Debt Debt Free Pay Off Debt Finds 100