Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Pump Pain: 15% of people say high gas prices are worse than food inflation.

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Credit Cards Gas Thrifty Credit 100

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Instead, you may want to check out thrift stores or buy classic, high-quality items that will last longer. Sometimes one just needs a little outside perspective and guidance to get their finances back on track. on your credit card.

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Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JUNE 13, 2016

Last summer, in my annual ‘Grandma Rie’s Money Camp’ (the week long camp I have with my Grandchildren to help them learn about finances); we had a segment on selling and how companies sell to us. Here are some of the many tools used to convince consumers to buy. It was eye opening for the 10 year old. Presentation.

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Buy Buying Coke Garage Sale 100

Prairie Eco-Thrifter

MARCH 6, 2014

Even at the doctor’s office, my bill never appears to follow any kind of pattern. I wonder if it has something to do with billing the largest amount possible to the insurance companies. If you’ve ever wondered how your latest hospital bill turned out to be so outrageously large, I encourage you to ask for an itemized statement.

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Price Insurance Bills New York City 206

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

NOVEMBER 10, 2014

Our gas and electric bills have been smaller since we moved. This translates into lower bills each month, and you are even more sustainable. Less Stuff to Buy. We made a couple of furniture purchases to replace things we left behind, but since settling in, we are spending less on what we buy each week. Money Tips'

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Money Public Transit Repairs Bills 195

Family Balance Sheet

NOVEMBER 19, 2014

Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We lowered our living expenses and looked at our bills and decided what we could live without. Daniel does all the day-to-day finances.

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Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. I know that I need to buy certain things for my home, for upkeep. The mortgage and other bills (utilities, insurance, etc.) I want to have good experiences with the people I love. These are the things most important to me.

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Budget Budgeting Work Making 218

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Think of it this way, the next time you need to borrow money, whether it’s for a personal loan, a mortgage, or a car finance loan; you’ll be able to achieve a lower rate on your interest. 3. Pay your bills automatically. Just don’t be tempted to buy things you don’t need just because they’re on sale.

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Bills Money Bank Banking 113

Savings Corner

DECEMBER 25, 2023

Decide between leasing and buying Whether you’re leasing or buying a car makes a difference in what you can afford. Buying places you fully in the driver’s seat with no mileage limits or additional charges for wear and tear. Use a leasing versus buying calculator to calculate your potential savings.

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Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill.

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Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

FEBRUARY 17, 2013

Whether you are asked to donate to charity , or whether your cousin needs a little help with his finances, we often get hung up on whether or not we have enough cash to help out. When you sit for someone else, that’s money that doesn’t have to go to the sitter — and might be used to pay utility bills.

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Giving Money Donation Bills 235

Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. Through state housing finance agencies (HFAs), Fannie and Freddie also back another set of 3 percent down payment programs, called HFA Preferred and HFA Advantage , respectively.

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Insurance Finance Home Education 52

Nicoles Nickels

DECEMBER 2, 2011

Regina Lewis is one of the nation’s leading personal finance commentators known for well-researched, practical and actionable advice. For example, a $300 jacket would be contemplated for three days; a couple weeks before buying a $1,400 laptop. Her segments cover economic and consumer trends. of the total U.S.

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Personal Finance Finance Holiday Shopping 45

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. It also ensures that my money continues to move smoothly, and I am still able to go to the store and buy groceries, even if there is a bit of hiccup with timing.

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Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

JULY 7, 2011

Switch to direct debit and paperless billing. Organizations are getting greener and more waste conscious so many will reward you with money off by switching to direct debit or paperless bills. By reducing your thermostat by only 1 degree you could cut your bills by 10%. It’s less effort for them too. Turn your thermostat down.

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Money Money Saving Home Insurance 170

Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. The idea is that small savings add up over time. Money Tips'

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Saving Money Money Insurance Transportation 195

Prairie Eco-Thrifter

OCTOBER 28, 2012

If you are one of these families who have eliminated spending on “wants” but still struggle to pay the bills or save money, perhaps cutting back on necessities is an option you should consider. How to Fight your Ever-Increasing Phone Bill. The monthly cell phone bill is relatively new to the expense chart.

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Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

APRIL 3, 2014

What’s your thought process when you forget to buy or bring something you need? After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better.

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Emergency Fund Debt Bills Money 218

Penny Pinchin' Mom

MARCH 11, 2024

Entries such as your mortgage, gas, electricity bill, and so on are essential. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills. Buy in Bulk Apart from using coupons, I advocate buying in bulk when at the grocery store. I usually make it the first week of the month.

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Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

AUGUST 31, 2014

Because my husband and I were just dating at this point, we didn’t have combined finances so I didn’t share my newfound love for budgeting with him. When we moved in together and began to incorporate more and more of our financials, such as bills and bank accounts, I started trying to get him interested in budgeting.

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Budget Budgeting Money Finance 180

Prairie Eco-Thrifter

OCTOBER 17, 2012

A budget tells you how much you can spend in the different areas of your life, what you can really afford to buy, and where you are wasting your hard-earned dollars while helping you get you to where you want to be. . We live in a consumer-driven society and too many people impulse-buy, often things they don’t really need.

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Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

MAY 28, 2014

That’s good for the Earth and for personal finances. Plus, we require a lot less storage room for our wardrobe, which means when we get ready to buy a house, we won’t need huge walk-in closets. Wait to buy new technology. We like to wait to buy the latest technology, and then when we do purchase, we like to buy used.

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Saving Money Simple Money Friends And Family Sale 191

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. What do you say to people complaining to you about their finances when they are clearly making poor choices?

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Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. The same is true if you’re buying a condominium or co-op — the insurance is there to protect the entire complex. The answer is: things will probably get worse for you right away.

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Insurance Co-Op Finance Home 100

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Why do you spend money on the things that you buy? A spender likes to enjoy what money can buy, and to give to others. Recognize where you might be going overboard, whether you are so concerned with safety that you aren’t taking any risks, or whether your flyer personality has you ignoring bills until the last second.

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Motivation Money Goals Finance 250

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Sometimes we buy stuff on a whim, only to be disappointed later. But not all my impulse buys have been duds.

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

OCTOBER 4, 2012

Plug those loopholes buy buying only those things that you truly need and use. Eliminate from your grocery list the “can-do-withouts” Avoid Wastage After examining and controlling your urge to buy the things you do not need, use the necessities wisely. They tend to buy just the stuff they need.

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Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

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November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

DECEMBER 6, 2012

Your wants are things you can do without, especially if you do not have the money to buy them. Yes, but before you run out to buy them because they are on sale, ask yourself this “How many other pairs of jeans are in my closet?” Rather, you are looking to cut the cost of your grocery bill. It’s not a necessity. Shop Sales.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. What about signs?

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Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JULY 2, 2015

We ended up buying a house from a relative, which put us in even more debt. Having more of a minimalist mentality has helped us to buy less and to own less. If we want to buy a car, we save and pay cash. We save and try to manage our finances, but do so with an openness to give money away as well. Give to others.

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Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. I will eventually buy a machine, but for now, my morning coffee is secure.

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Budget Budgeting Family Debt 246

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. finances/budget/spending?

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Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

AUGUST 20, 2012

Over my many years of environmental and personal finance writing, one of the most common things I get asked for is tips on how to save money on groceries. Even if all you grow are ingredients for a nightly salad, you could save big over the course of a month by not having to buy those simple veggies. expensive and B. not very healthy.

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